OPINION AND CONSENT OF ACTUARY
On behalf of American International Life Assurance Company of New York, I
hereby consent to the inclusion of the Table of Guaranteed Monthly Cost
Insurance Rates Per $1,000 of Net Amount at Risk, Table of Acquisition Expenses
Per $1,000 of Face Amount and Table of Initial Surrender Charges in a
Registration Statement on Form S-6 registering Variable Life Insurance Policies.
/s/ Christine E. Dugan
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Christine E. Dugan, FSA, MAAA
