GENERAL AMERICAN CAPITAL CO
NSAR-B, 2000-02-23
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<PAGE>      PAGE  1
000 B000000 12/31/1999
000 C000000 0000805996
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 6.1
000 J000000 U
001 A000000 GENERAL AMERICAN CAPITAL CO
001 B000000 811-4900
001 C000000 3144440647
002 A000000 700 MARKET STREET
002 B000000 ST. LOUIS
002 C000000 MO
002 D010000 63101
003  000000 N
004  000000 N
005  000000 N
006  000000 N
007 A000000 Y
007 B000000  8
020 A000001 DONALDSON LUFKIN JENRETTE
020 B000001 13-2741729
020 C000001    102
020 A000002 INVESTMENT TECHNOLOGY GROUP
020 B000002 95-4339369
020 C000002     53
020 A000003 GOLDMAN SACHS
020 B000003 13-5108880
020 C000003     39
020 A000004 PAINEWEBBER
020 B000004 13-2638166
020 C000004     23
020 A000005 DEUTSCHE BANK
020 B000005 13-2730828
020 C000005     21
020 A000006 BEAR STEARNS
020 B000006 13-3299429
020 C000006     17
020 A000007 INSTINET
020 B000007 13-2596491
020 C000007      8
020 A000008 MERRILL LYNCH
020 B000008 13-5674085
020 C000008      7
020 A000009 DAIN BOSWORTH
020 B000009 41-1416330
020 C000009      1
020 A000010 MORGAN STANLEY DEAN WITTER
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<PAGE>      PAGE  2
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022 C000003   1083642
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022 A000004 PAINEWEBBER
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022 A000005 NATIONS BANK
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022 A000008 INVESTMENT TECHNOLOGY GROUP
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022 C000008     40665
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022 A000009 BANK OF AMERICA
022 B000009 56-0906609
022 C000009     49900
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022 A000010 ZIONS BANCORPORATION
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022 C000010     43590
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<PAGE>      PAGE  3
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<PAGE>      PAGE  4
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<PAGE>      PAGE  5
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<PAGE>      PAGE  6
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<PAGE>      PAGE  7
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<PAGE>      PAGE  8
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<PAGE>      PAGE  9
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<PAGE>      PAGE  10
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<PAGE>      PAGE  11
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<PAGE>      PAGE  12
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<PAGE>      PAGE  13
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<PAGE>      PAGE  14
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<PAGE>      PAGE  17
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<PAGE>      PAGE  19
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075 A000500        0
075 B000500   134301
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025 A000601 CREDIT SUISSE GROUP
025 B000601 13-5659485
025 C000601 E
025 D000601     119
025 A000602 NOMURA SECURITIES
025 B000602 13-2642206
025 C000602 E
025 D000602     108
025 A000603 DEUTSCHE BANK
025 B000603 13-2730828
025 C000603 E
025 D000603      97
025 A000604 DAIWA SECURITIES
025 C000604 E
025 D000604      78
025 D000605       0
025 D000606       0
025 D000607       0
025 D000608       0
028 A010600       288
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028 A030600         0
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<PAGE>      PAGE  20
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028 F040600       189
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062 F000600   0.0
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062 P000600   0.0
062 Q000600   0.0
062 R000600   0.0
070 A010600 Y
070 A020600 Y
070 B010600 Y
070 B020600 N
070 C010600 N
070 C020600 N
070 D010600 Y
070 D020600 N
070 E010600 N
070 E020600 N
070 F010600 Y
070 F020600 N
070 G010600 Y
070 G020600 N
070 H010600 Y
070 H020600 N
070 I010600 N
070 I020600 N
070 J010600 N
070 J020600 N
070 K010600 Y
070 K020600 Y
070 L010600 Y
<PAGE>      PAGE  21
070 L020600 Y
070 M010600 Y
070 M020600 N
070 N010600 N
070 N020600 N
070 O010600 N
070 O020600 N
070 P010600 N
070 P020600 N
070 Q010600 N
070 Q020600 N
070 R010600 N
070 R020600 N
071 A000600      3246
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072 A000600 12
072 B000600        9
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<PAGE>      PAGE  22
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025 D000701       0
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028 B030700         0
<PAGE>      PAGE  23
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070 A010700 Y
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070 B020700 N
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070 D010700 Y
070 D020700 N
070 E010700 N
070 E020700 N
070 F010700 Y
<PAGE>      PAGE  24
070 F020700 N
070 G010700 Y
070 G020700 N
070 H010700 Y
070 H020700 N
070 I010700 N
070 I020700 N
070 J010700 N
070 J020700 N
070 K010700 Y
070 K020700 N
070 L010700 Y
070 L020700 N
070 M010700 N
070 M020700 N
070 N010700 N
070 N020700 N
070 O010700 N
070 O020700 N
070 P010700 N
070 P020700 N
070 Q010700 N
070 Q020700 N
070 R010700 N
070 R020700 N
071 A000700      1907
071 B000700      2100
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<PAGE>      PAGE  25
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025 A000801 NATIONAL DISC. BROKERS
025 B000801 22-2394480
025 C000801 E
<PAGE>      PAGE  26
025 D000801     807
025 A000802 ADVEST GROUP
025 B000802 06-0950444
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025 D000802     382
025 A000803 STIFEL FINANCIAL
025 B000803 43-1273600
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062 A000800 N
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<PAGE>      PAGE  27
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071 A000800     16482
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<PAGE>      PAGE  28
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SIGNATURE   KRISTA ROSS
TITLE       CPA


<TABLE> <S> <C>

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<SERIES>
<NAME>                     GACC - S & P 500 Index Fund
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</TABLE>

<TABLE> <S> <C>

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<SERIES>
<NAME>                        GACC - Money Market Fund
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<EXPENSE-RATIO>                                  0.210


</TABLE>

<TABLE> <S> <C>

<ARTICLE>                                            6
<SERIES>
<NAME>                          GACC - Bond Index Fund
<NUMBER>                                             3
<MULTIPLIER>                                     1,000

<S>                                       <C>
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<EXPENSE-RATIO>                                  0.300


</TABLE>

<TABLE> <S> <C>

<ARTICLE>                                            6
<SERIES>
<NAME>                      GACC - Managed Equity Fund
<NUMBER>                                             4
<MULTIPLIER>                                     1,000

<S>                                       <C>
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<SENIOR-EQUITY>                                      0
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<DISTRIBUTIONS-OF-GAINS>                             0
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<PER-SHARE-DISTRIBUTIONS>                        0.000
<RETURNS-OF-CAPITAL>                             0.000
<PER-SHARE-NAV-END>                             36.710
<EXPENSE-RATIO>                                  0.390


</TABLE>

<TABLE> <S> <C>

<ARTICLE>                                            6
<SERIES>
<NAME>                    GACC - Asset Allocation Fund
<NUMBER>                                             5
<MULTIPLIER>                                     1,000

<S>                                       <C>
<PERIOD-START>                             JAN-01-1999
<PERIOD-TYPE>                                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-END>                               DEC-31-1999
<INVESTMENTS-AT-COST>                           90,961
<INVESTMENTS-AT-VALUE>                         152,202
<RECEIVABLES>                                      478
<ASSETS-OTHER>                                      69
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                 152,749
<PAYABLE-FOR-SECURITIES>                           613
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                           75
<TOTAL-LIABILITIES>                                688
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                             0
<SHARES-COMMON-STOCK>                            3,283
<SHARES-COMMON-PRIOR>                            3,316
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                              0
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                             0
<NET-ASSETS>                                   152,061
<DIVIDEND-INCOME>                                  920
<INTEREST-INCOME>                                1,978
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     806
<NET-INVESTMENT-INCOME>                          2,092
<REALIZED-GAINS-CURRENT>                            43
<APPREC-INCREASE-CURRENT>                       26,655
<NET-CHANGE-FROM-OPS>                           28,790
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            448
<NUMBER-OF-SHARES-REDEEMED>                       (481)
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                          27,551
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              672
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    806
<AVERAGE-NET-ASSETS>                           134,301
<PER-SHARE-NAV-BEGIN>                           37.550
<PER-SHARE-NII>                                  0.630
<PER-SHARE-GAIN-APPREC>                          8.140
<PER-SHARE-DIVIDEND>                             0.000
<PER-SHARE-DISTRIBUTIONS>                        0.000
<RETURNS-OF-CAPITAL>                             0.000
<PER-SHARE-NAV-END>                             46.320
<EXPENSE-RATIO>                                  0.600


</TABLE>

<TABLE> <S> <C>

<ARTICLE>                                            6
<SERIES>
<NAME>                 GACC - International Index Fund
<NUMBER>                                             6
<MULTIPLIER>                                     1,000

<S>                                       <C>
<PERIOD-START>                             JAN-01-1999
<PERIOD-TYPE>                                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-END>                               DEC-31-1999
<INVESTMENTS-AT-COST>                            9,030
<INVESTMENTS-AT-VALUE>                          14,060
<RECEIVABLES>                                       40
<ASSETS-OTHER>                                      20
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                  14,120
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                            9
<TOTAL-LIABILITIES>                                  9
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                             0
<SHARES-COMMON-STOCK>                              550
<SHARES-COMMON-PRIOR>                              538
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                              0
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                             0
<NET-ASSETS>                                    14,111
<DIVIDEND-INCOME>                                  220
<INTEREST-INCOME>                                    9
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                      92
<NET-INVESTMENT-INCOME>                            137
<REALIZED-GAINS-CURRENT>                            (1)
<APPREC-INCREASE-CURRENT>                        3,036
<NET-CHANGE-FROM-OPS>                            3,172
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                             72
<NUMBER-OF-SHARES-REDEEMED>                        (60)
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                           3,416
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                               57
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                     92
<AVERAGE-NET-ASSETS>                            11,734
<PER-SHARE-NAV-BEGIN>                           19.870
<PER-SHARE-NII>                                  0.260
<PER-SHARE-GAIN-APPREC>                          5.520
<PER-SHARE-DIVIDEND>                             0.000
<PER-SHARE-DISTRIBUTIONS>                        0.000
<RETURNS-OF-CAPITAL>                             0.000
<PER-SHARE-NAV-END>                             25.650
<EXPENSE-RATIO>                                  0.790


</TABLE>

<TABLE> <S> <C>

<ARTICLE>                                            6
<SERIES>
<NAME>                      GACC - Mid-Cap Equity Fund
<NUMBER>                                             7
<MULTIPLIER>                                     1,000

<S>                                       <C>
<PERIOD-START>                             JAN-01-1999
<PERIOD-TYPE>                                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-END>                               DEC-31-1999
<INVESTMENTS-AT-COST>                            7,248
<INVESTMENTS-AT-VALUE>                          10,015
<RECEIVABLES>                                        0
<ASSETS-OTHER>                                      41
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                  10,056
<PAYABLE-FOR-SECURITIES>                           153
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                            5
<TOTAL-LIABILITIES>                                158
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                             0
<SHARES-COMMON-STOCK>                              399
<SHARES-COMMON-PRIOR>                              392
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                              0
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                             0
<NET-ASSETS>                                     9,898
<DIVIDEND-INCOME>                                   38
<INTEREST-INCOME>                                   23
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                      54
<NET-INVESTMENT-INCOME>                              7
<REALIZED-GAINS-CURRENT>                          (334)
<APPREC-INCREASE-CURRENT>                        1,533
<NET-CHANGE-FROM-OPS>                            1,206
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            102
<NUMBER-OF-SHARES-REDEEMED>                        (96)
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                           1,365
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                               46
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                     54
<AVERAGE-NET-ASSETS>                             8,450
<PER-SHARE-NAV-BEGIN>                           21.750
<PER-SHARE-NII>                                  0.020
<PER-SHARE-GAIN-APPREC>                          3.040
<PER-SHARE-DIVIDEND>                             0.000
<PER-SHARE-DISTRIBUTIONS>                        0.000
<RETURNS-OF-CAPITAL>                             0.000
<PER-SHARE-NAV-END>                             24.810
<EXPENSE-RATIO>                                  0.640


</TABLE>

<TABLE> <S> <C>

<ARTICLE>                                            6
<SERIES>
<NAME>                    GACC - Small-Cap Equity Fund
<NUMBER>                                             8
<MULTIPLIER>                                     1,000

<S>                                       <C>
<PERIOD-START>                             JAN-01-1999
<PERIOD-TYPE>                                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-END>                               DEC-31-1999
<INVESTMENTS-AT-COST>                           70,990
<INVESTMENTS-AT-VALUE>                          73,408
<RECEIVABLES>                                       84
<ASSETS-OTHER>                                      11
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                  73,503
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                           19
<TOTAL-LIABILITIES>                                 19
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                             0
<SHARES-COMMON-STOCK>                            1,756
<SHARES-COMMON-PRIOR>                            1,676
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                              0
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                             0
<NET-ASSETS>                                    73,484
<DIVIDEND-INCOME>                                  777
<INTEREST-INCOME>                                   52
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     207
<NET-INVESTMENT-INCOME>                            622
<REALIZED-GAINS-CURRENT>                         2,262
<APPREC-INCREASE-CURRENT>                       (5,136)
<NET-CHANGE-FROM-OPS>                           (2,252)
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            432
<NUMBER-OF-SHARES-REDEEMED>                       (351)
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                             491
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              172
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    207
<AVERAGE-NET-ASSETS>                            69,780
<PER-SHARE-NAV-BEGIN>                           43.550
<PER-SHARE-NII>                                  0.380
<PER-SHARE-GAIN-APPREC>                         (2.090)
<PER-SHARE-DIVIDEND>                             0.000
<PER-SHARE-DISTRIBUTIONS>                        0.000
<RETURNS-OF-CAPITAL>                             0.000
<PER-SHARE-NAV-END>                             41.840
<EXPENSE-RATIO>                                  0.300


</TABLE>


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