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[letterhead of General American]
VIA EDGAR
---------
CHRISTOPHER A. MARTIN
COUNSEL
PHONE: (314) 444-0499
Fax: (314) 444-0510
May 13, 1997
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
RE: GENERAL AMERICAN LIFE INSURANCE COMPANY
SEPARATE ACCOUNT ELEVEN -- VUL-95
FILE NOS. 33-10146 & 811-4901
Ladies and Gentlemen:
Pursuant to Rule 497(j) of the Securities Act of 1933, as amended (the
"Securities Act"), General American Life Insurance Company Separate Account
Eleven -- VUL-95 (the "Registrant") hereby certifies that: (i) the form of
Prospectus that would have been filed under Rule 497(b) of the Securities Act
would not have differed from that contained in Post-Effective Amendment No.
12 to the Registrant's Registration Statement, and (ii) the text of
Post-Effective Amendment No. 12 was filed electronically via EDGAR.
If you have any questions regarding this filing, please call me at (314)
444-0499.
Sincerely,
/s/ Christopher A. Martin
Christopher A. Martin
cc: W. Thomas Conner, Sutherland, Asbill & Brennan, L.L.P.
