PROGRESSIVE CORP/OH/
S-8, EX-4.C, 2000-07-12
FIRE, MARINE & CASUALTY INSURANCE
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<PAGE>   1
                                  EXHIBIT 4(c)
                                  ------------

          Amended Articles of Incorporation, as amended, of the Registrant
(incorporated by reference to Registration Statement No. 333-51613, filed with
the Commission on May 1, 1998; see Exhibit 4(c) therein)



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