<TABLE> <S> <C>
<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEETS AND STATEMENTS OF INCOME AND IS QUALIFIED IN ITS
ENTIRETY BY REFERERNCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<DEBT-HELD-FOR-SALE> 4,518,6000
<DEBT-CARRYING-VALUE> 0
<DEBT-MARKET-VALUE> 0
<EQUITIES> 1,825,900
<MORTGAGE> 0
<REAL-ESTATE> 0
<TOTAL-INVEST> 7,056,400
<CASH> 8,900
<RECOVER-REINSURE> 247,300
<DEFERRED-ACQUISITION> 361,400
<TOTAL-ASSETS> 10,552,800
<POLICY-LOSSES> 2,773,100
<UNEARNED-PREMIUMS> 3,005,300
<POLICY-OTHER> 0
<POLICY-HOLDER-FUNDS> 0
<NOTES-PAYABLE> 1,048,900
0
0
<COMMON> 73,200
<OTHER-SE> 2,657,100
<TOTAL-LIABILITY-AND-EQUITY> 10,552,800
3,100,900
<INVESTMENT-INCOME> 180,900
<INVESTMENT-GAINS> (41,600)
<OTHER-INCOME> 10,200
<BENEFITS> 2,653,800
<UNDERWRITING-AMORTIZATION> 388,700
<UNDERWRITING-OTHER> 272,400
<INCOME-PRETAX> (115,200)
<INCOME-TAX> (54,500)
<INCOME-CONTINUING> (60,700)
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (60,700)
<EPS-BASIC> (.83)
<EPS-DILUTED> (.83)
<RESERVE-OPEN> 0
<PROVISION-CURRENT> 0
<PROVISION-PRIOR> 0
<PAYMENTS-CURRENT> 0
<PAYMENTS-PRIOR> 0
<RESERVE-CLOSE> 0
<CUMULATIVE-DEFICIENCY> 0
</TABLE>