<TABLE> <S> <C>
<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEETS AND STATEMENTS OF INCOME AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<CURRENCY> US $
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1
<DEBT-HELD-FOR-SALE> 4,907,100
<DEBT-CARRYING-VALUE> 0
<DEBT-MARKET-VALUE> 0
<EQUITIES> 1,913,800
<MORTGAGE> 0
<REAL-ESTATE> 0
<TOTAL-INVEST> 7,065,000
<CASH> 19,200
<RECOVER-REINSURE> 248,100
<DEFERRED-ACQUISITION> 349,900
<TOTAL-ASSETS> 10,493,500
<POLICY-LOSSES> 2,918,100
<UNEARNED-PREMIUMS> 2,951,300
<POLICY-OTHER> 0
<POLICY-HOLDER-FUNDS> 0
<NOTES-PAYABLE> 1,049,100
0
0
<COMMON> 73,300
<OTHER-SE> 2,721,700
<TOTAL-LIABILITY-AND-EQUITY> 10,493,500
4,716,400
<INVESTMENT-INCOME> 276,700
<INVESTMENT-GAINS> (9,300)
<OTHER-INCOME> 15,200
<BENEFITS> 3,971,700
<UNDERWRITING-AMORTIZATION> 587,100
<UNDERWRITING-OTHER> 398,300
<INCOME-PRETAX> (34,100)
<INCOME-TAX> (32,200)
<INCOME-CONTINUING> (1,900)
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (1,900)
<EPS-BASIC> (.03)
<EPS-DILUTED> (.03)
<RESERVE-OPEN> 0
<PROVISION-CURRENT> 0
<PROVISION-PRIOR> 0
<PAYMENTS-CURRENT> 0
<PAYMENTS-PRIOR> 0
<RESERVE-CLOSE> 0
<CUMULATIVE-DEFICIENCY> 0
</TABLE>