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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAIN SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
REGISTRANT'S SEPTEMBER 30, 2000 UNAUDITED BALANCE SHEET, INCOME STATEMENT
AND CASH FLOW STATEMENT, AND NOTES THERETO, AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> JUN-30-2001
<PERIOD-END> SEP-30-2000
<CASH> 13,604,000
<INT-BEARING-DEPOSITS> 99,000
<FED-FUNDS-SOLD> 10,361,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 103,236,000
<INVESTMENTS-CARRYING> 38,317,000
<INVESTMENTS-MARKET> 37,106,000
<LOANS> 229,050,000
<ALLOWANCE> 4,982,000
<TOTAL-ASSETS> 406,774,000
<DEPOSITS> 331,083,000
<SHORT-TERM> 36,503,000
<LIABILITIES-OTHER> 3,311,000
<LONG-TERM> 0
0
0
<COMMON> 2,995,000
<OTHER-SE> 32,882,000
<TOTAL-LIABILITIES-AND-EQUITY> 406,774,000
<INTEREST-LOAN> 4,707,000
<INTEREST-INVEST> 2,399,000
<INTEREST-OTHER> 43,000
<INTEREST-TOTAL> 7,149,000
<INTEREST-DEPOSIT> 3,044,000
<INTEREST-EXPENSE> 3,541,000
<INTEREST-INCOME-NET> 3,608,000
<LOAN-LOSSES> 0
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2,613,000
<INCOME-PRETAX> 1,558,000
<INCOME-PRE-EXTRAORDINARY> 518,000
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,040,000
<EPS-BASIC> 0.29
<EPS-DILUTED> 0.28
<YIELD-ACTUAL> 3.82
<LOANS-NON> 629,000
<LOANS-PAST> 149,000
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 3,290,000
<ALLOWANCE-OPEN> 4,978,000
<CHARGE-OFFS> 0
<RECOVERIES> 4,000
<ALLOWANCE-CLOSE> 4,982,000
<ALLOWANCE-DOMESTIC> 4,292,000
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 690,000
</TABLE>
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