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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
REGISTRANT'S JUNE 30, 2000 UNAUDITED BALANCE SHEET, INCOME STATEMENT AND
CASH FLOW STATEMENT, AND NOTES THERETO, AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> JUN-30-2000
<PERIOD-END> JUN-30-2000
<CASH> 12,524,000
<INT-BEARING-DEPOSITS> 99,000
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 104,528,000
<INVESTMENTS-CARRYING> 39,779,000
<INVESTMENTS-MARKET> 38,005,000
<LOANS> 228,712,000
<ALLOWANCE> 4,978,000
<TOTAL-ASSETS> 392,572,000
<DEPOSITS> 319,626,000
<SHORT-TERM> 35,750,000
<LIABILITIES-OTHER> 2,871,000
<LONG-TERM> 0
0
0
<COMMON> 2,995,000
<OTHER-SE> 31,330,000
<TOTAL-LIABILITIES-AND-EQUITY> 392,572,000
<INTEREST-LOAN> 17,108,000
<INTEREST-INVEST> 7,915,000
<INTEREST-OTHER> 152,000
<INTEREST-TOTAL> 25,175,000
<INTEREST-DEPOSIT> 9,878,000
<INTEREST-EXPENSE> 11,111,000
<INTEREST-INCOME-NET> 14,064,000
<LOAN-LOSSES> (470,000)
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 10,336,000
<INCOME-PRETAX> 6,091,000
<INCOME-PRE-EXTRAORDINARY> 6,091,000
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4,015,000
<EPS-BASIC> 1.10
<EPS-DILUTED> 1.05
<YIELD-ACTUAL> 4.06
<LOANS-NON> 621,000
<LOANS-PAST> 231,000
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 3,724,000
<ALLOWANCE-OPEN> 4,989,000
<CHARGE-OFFS> 176,000
<RECOVERIES> 635,000
<ALLOWANCE-CLOSE> 4,978,000
<ALLOWANCE-DOMESTIC> 4,126,000
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 852,000
</TABLE>
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