SEPARATE ACCOUNT VA 1 OF TRANSAMERICA LIFE INS & ANNUITY CO
N-30D, 1997-08-08
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August 8, 1997



Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549

Re:      Transamerica Life Insurance and Annuity Company and Transamerica 
         Life Separate Account VA-1 (File No. 33-10914)

Dear Commissioner:

On behalf of Transamerica  Life Insurance and Annuity  Company and  Transamerica
Life Separate  Account VA-1 ("separate  account"),  incorporated by reference is
the semi-annual report of the underlying fund, American Funds' American Variable
Insurance  Series  for  filing  with the  Securities  and  Exchange  Commission,
pursuant to Rule 30b2-1 under the Investment Company Act of 1940 ("Act").

         Filer:            American Legacy I and II
         File #:           811-03857
         Accession #:      7295289724
         CIK #:            729528
         Filing Date:      August 8, 1997

         Filer:            American Legacy III
         File #:           811-03857
         Accession #:      7295289723
         CIK #:            729528
         Filing Date:      August 8, 1997

This  semi-annual  report is for the period  ending May 31,  1997,  and has been
transmitted to contract holders in accordance with Rule 30d-2 under the Act.

If you have any questions regarding this filing,  please contact the undersigned
at (213) 742- 3126.

Very truly yours,



Susan Vivino
Paralegal

cc:      R. Fink


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