SEPARATE ACCOUNT VA 1 OF TRANSAMERICA LIFE INS & ANNUITY CO
N-30D, 1999-08-11
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August 10, 1999



VIA EDGARLINK

Securities and Exchange Commission
450 Fifth Street, N. W.
Washington, D.C. 20549

Re:      Transamerica Life Insurance and Annuity Company and
            Transamerica Life Separate Account VA-1 (File No. 33-10914)

Dear Commissioner:

On behalf of Transamerica  Life Insurance and Annuity  Company and  Transamerica
Life Separate  Account VA-1 ("separate  account"),  incorporated by reference is
the semi-annual report of the underlying fund, American Funds' American Variable
Insurance  Series  for  filing  with the  Securities  and  Exchange  Commission,
pursuant to Rule 30b2-1 under the Investment Company Act of 1940 ("Act").

         Filer:              American Legacy I and II
         File #:             811-03857
         Accession #:        729528-99-13
         CIK #:              729528
         Filing Date:        August 10, 1999

         Filer:              American Legacy III
         File #:             811-03857
         Accession #:        719608-99-11
         CIK #:              719608
         Filing Date:        August 10, 1999

This  annual  report  is for the  period  ending  June  30,  1999,  and has been
transmitted to contract holders in accordance with Rule 30d-2 under the Act.

If you have any questions regarding this filing,  please contact the undersigned
at (213) 742-3126.

Very truly yours,

/s/Susan Vivino


Susan Vivino
Paralegal

cc:      R. Fink





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