FIRST ESSEX BANCORP INC
10-Q, EX-27, 2000-08-04
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                          60,624
<INT-BEARING-DEPOSITS>                             137
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    418,202
<INVESTMENTS-CARRYING>                          13,965
<INVESTMENTS-MARKET>                            13,965
<LOANS>                                        900,440
<ALLOWANCE>                                     11,424
<TOTAL-ASSETS>                               1,474,219
<DEPOSITS>                                   1,070,473
<SHORT-TERM>                                   265,922
<LIABILITIES-OTHER>                             13,139
<LONG-TERM>                                     24,133
                                0
                                          0
<COMMON>                                           975
<OTHER-SE>                                      89,906
<TOTAL-LIABILITIES-AND-EQUITY>               1,474,219
<INTEREST-LOAN>                                 37,776
<INTEREST-INVEST>                               14,746
<INTEREST-OTHER>                                   804
<INTEREST-TOTAL>                                53,326
<INTEREST-DEPOSIT>                              20,127
<INTEREST-EXPENSE>                              28,004
<INTEREST-INCOME-NET>                           25,322
<LOAN-LOSSES>                                    1,325
<SECURITIES-GAINS>                                (18)
<EXPENSE-OTHER>                                 15,809
<INCOME-PRETAX>                                 11,628
<INCOME-PRE-EXTRAORDINARY>                       7,082
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     7,082
<EPS-BASIC>                                       0.95
<EPS-DILUTED>                                     0.93
<YIELD-ACTUAL>                                    3.81
<LOANS-NON>                                      2,802
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                   190
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                11,339
<CHARGE-OFFS>                                    1,504
<RECOVERIES>                                       264
<ALLOWANCE-CLOSE>                               11,424
<ALLOWANCE-DOMESTIC>                            11,424
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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