EXHIBIT 23.1



               CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS

We hereby consent to the use in this  Registration  Statement on Form S-3 of our
report dated June 30, 2000 relating to the consolidated  financial statements of
IFS  International  Holdings,  Inc. and  subsidiaries,  which is incorporated by
reference therein,  and to the reference to our Firm under the caption "Experts"
in the Prospectus.

                                                        URBACH KAHN & WERLIN LLP

Albany, New York
November 8, 2000



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