STRUCTURED ASSET SECURITIES CORP
10-K, 2000-01-31
ASSET-BACKED SECURITIES
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                       SECURITIES AND EXCHANGE COMMISSION

                              Washington D.C. 20549

                                    Form 10-K

Annual report pursuant to Section 13 or 15(d) of the Securities & Exchange Act
                   of 1934 For fiscal year ended 12/31/1999

                        Commission file number: 033-12721

                     Structured Asset Securities Corporation
(AS DEPOSITOR UNDER THE TRUST AGREEMENT DATED AS OF NOVEMBER 1, 1996,PROVIDING
     FOR THE ISSUANCE OF MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 1996-6)
 ------------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)

                  Delaware                           74-2440850
                  --------                           ----------
          (State or Other Jurisdiction           (I.R.S. Employer
             of Incorporation                 Identification Number)

                                200 Vesey Street
                            New York, New York  10285
                        ---------------------------------
                        (Address of Principal (Zip Code)
                         Executive Offices)

                  Registrant's telephone number:(203) 526-3305

           Securities registered pursuant to Section 12(b) of the Act:

                                      None

           Securities registered pursuant to Section 12(g) of the Act:

                                      None

Indicate whether the Registrant:(1) has filed all reports required to be filed
by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the
preceding 12 months(or for such shorter period that the registrant was required
to file such reports), and (2) has been subject to such filing requirements for
the past 90 days.
                             _X_ YES         ___ no



Item 1. Business:

        Not applicable


Item 2. Properties:

        Not applicable


Item 3. Legal Proceedings:

        None


Item 4. Submission of Matters to a Vote of Security-Holders

        None


Item 5. Market for Registrant's Common Equity and Related Stockholder Matters

        To the best knowledge of the registrant there is no established public
        trading market for the certificates.

        There are approximately 42 holders of record as of the end of the
        reporting year.


Item 6. Selected Financial Data

        Not applicable


Item 7. Management's Discussion and Analysis of Financial Condition and Results
        of Operations

        Not applicable


Item 8. Financial Statements and Supplementary Data

        Not applicable


Item 9. Changes in and Disagreements With Accountants on Accounting and
        Financial Disclosure

        None


Item 10. Directors and Executive Officers of the Registrant

         Not applicable


Item 11. Executive Compensation

         Not applicable


Item 12. Security Ownership of Certain Beneficial Owners and Management

         Not applicable


Item 13. Certain Relationships and Related Transactions

         Not applicable


Item 14. Exhibits, Financial Statement Schedules, and Reports on Form 8-K

         Not Applicable



Signatures

     Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934,the registrant has duly caused this report to be signed on
its behalf by  the undersigned thereunto duly authorized.

Date: 01/28/00

Structured Asset Securities Corporation by U.S. Bank National Association fka
First Trust National Association, as Trustee for Structured Asset Securities
Corporation Mortgage Pass-Through Certificates, Series 1996-6,

By:    /s/ Barbara J. Quall
   --------------------------------------
Name:    Barbara J. Quall
Title:   Vice President
Company: U.S. Bank National Association fka First Trust National Association





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