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HARTFORD LEADERS
HARTFORD LIFE INSURANCE COMPANY
SEPARATE ACCOUNT SEVEN
SUPPLEMENT DATED OCTOBER 13, 1999 TO THE PROSPECTUS DATED MAY 3, 1999
The following sentence should be added in the Summary under the sub-section
"Will Hartford pay a death benefit?" as the last sentence of the paragraph
describing the Interest Accumulation Value, and as the last sentence of the
sub-section entitled "Determination of the Death Benefit" in the "Death
Benefits" section:
The Optional Death Benefit may not be available if the Contract Owner or
Annuitant is age 75 or older.
The following sentence should be added as the last sentence within the
definition of "Fixed Accumulation Feature" in the Glossary of Special Terms:
In your contract this is defined as "The Fixed Account".
Due to a typographical error, the term "Contract Value" should be replaced with
"Death Benefit" in the third sentence of the second paragraph of the section
entitled "Death Benefits".
The second paragraph of the sub-section "Surrenders after the Annuity
Commencement Date" in the section entitled "Surrenders" should be replaced with
the following:
Partial Surrenders are permitted after the Annuity Commencement Date if you
elect a variable dollar amount payment under the Payments for a Period
Certain Settlement Option, but check with your tax advisor because there
may be adverse tax consequences.
The following should be added as the last paragraph of the sub-section entitled
"How Contracts Are Sold" in the section entitled "Miscellaneous":
The Contract may be sold directly to certain individuals under certain
circumstances that do not involve payment of any sales compensation to a
registered representative. In such case, Hartford will credit the Contract
with an additional 5.0% of the Premium Payment. This additional percentage
of Premium Payment in no way affects present or future charges, rights,
benefits or current values of other Contract Owners. The following class of
individuals are eligible for this feature: (1) current or retired officers,
directors, trustees and employees (and their families) of the ultimate
parent and affiliates of Hartford; and (2) employees and registered
representatives (and their families) of registered broker-dealers (or their
financial institutions) that have a sales agreement with Hartford and its
principal underwriter to sell the Contracts.
333-69475
HV-2519
