HARTFORD LIFE INSURANCE CO SEPARATE ACCOUNT SEVEN
485BPOS, EX-10, 2000-08-25
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<PAGE>

                                                                ARTHUR ANDERSEN


                     CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS
                     -----------------------------------------


As independent public accountants, we hereby consent to the use of our reports
(and to all references to our Firm) included in or made a part of this
Registration Statement File No. 333-69475 for Hartford Life Insurance Company
Separate Account Seven on Form N-4.


Hartford, Connecticut                                   /s/ Arthur Andersen LLP
August 25, 2000



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