MISSISSIPPI VALLEY BANCSHARES INC
S-8, EX-23.2, 2000-10-02
STATE COMMERCIAL BANKS
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<PAGE>   1
                                                                    EXHIBIT 23.2

                          Consent of Ernst & Young LLP

We consent to the incorporation by reference in the Registration Statement on
Form S-8 pertaining to the Mississippi Valley Bancshares, Inc. 1991 Stock
Option Plan (Five-Year Options) of our report dated January 14, 2000 with
respect to the consolidated financial statements of Mississippi Valley
Bancshares, Inc. incorporated by reference in the Annual Report (Form 10-K) for
the year ended December 31, 1999, filed with the Securities and Exchange
Commission.

St. Louis, Missouri
September 29, 2000                                /s/ Ernst & Young LLP



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