MISSISSIPPI VALLEY BANCSHARES INC
11-K, EX-23, 2000-06-20
STATE COMMERCIAL BANKS
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<PAGE> 1

                       Consent of Independent Auditors

We consent to the incorporation by reference in the Registration Statement
(Form S-8 No. 333-00898) pertaining to the Southwest Bank 401(k) Retirement
Savings Plan of our report dated June 6, 2000, with respect to the financial
statements and supplemental schedules of the Southwest Bank 401(k) Retirement
Savings Plan included in this Annual Report (Form 11-K) for the year ended
December 31, 1999.


                                       /s/ Ernst & Young LLP


St. Louis, Missouri
June 16, 2000



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