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Rule 497(e)
1933 Act Reg. No. 33-11371
1940 Act File No. 811-4982
HEARTLAND WISCONSIN TAX FREE FUND
HEARTLAND NEBRASKA TAX FREE FUND
PROSPECTUS SUPPLEMENT DATED NOVEMBER 20, 1995 TO
PROSPECTUS DATED APRIL 28, 1995
LOWER MINIMUM FOR WISCONSIN FUND. Effective November 20, 1995, the new minimum
initial investment for the Heartland Wisconsin Tax Free Fund (the "Wisconsin
Fund") is $1,000 and the new minimum additional investment for the Wisconsin
Fund, except for reinvestments of distributions and investments under the
automatic investment plan, is $100. The new minimum amount for transfers under
an automatic investment plan to a Wisconsin Fund account is $50 per
transaction.
If a shareholder stops making automatic investments when his or her aggregate
investment in the Wisconsin Fund is less than $500, or if, due to redemptions,
exchanges or other transfers, a shareholder's account drops below $500 for
three months or more, the Fund has the right to redeem the shareholder's
account, after giving 60 days notice, unless the shareholder makes additional
investments to bring the account value to $1,000. The foregoing information
replaces any inconsistent information in the Prospectus with respect to the
Wisconsin Fund. These changes do not affect the minimum account size and
other required minimums for the Heartland Nebraska Tax Free Fund stated in the
Prospectus.