<TABLE> <S> <C>

<ARTICLE> 7
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               JUN-30-2000
<DEBT-HELD-FOR-SALE>                           226,557
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                              2,396
<EQUITIES>                                      56,797
<MORTGAGE>                                           0
<REAL-ESTATE>                                        0
<TOTAL-INVEST>                                 287,051
<CASH>                                           8,272
<RECOVER-REINSURE>                              38,251
<DEFERRED-ACQUISITION>                          21,478
<TOTAL-ASSETS>                                 406,544
<POLICY-LOSSES>                                150,390
<UNEARNED-PREMIUMS>                             95,623
<POLICY-OTHER>                                       0
<POLICY-HOLDER-FUNDS>                                0
<NOTES-PAYABLE>                                  7,500
                                0
                                          0
<COMMON>                                        39,139
<OTHER-SE>                                      94,346
<TOTAL-LIABILITY-AND-EQUITY>                   406,544
                                     108,479
<INVESTMENT-INCOME>                              7,975
<INVESTMENT-GAINS>                               8,582
<OTHER-INCOME>                                     607
<BENEFITS>                                      89,101
<UNDERWRITING-AMORTIZATION>                     24,862
<UNDERWRITING-OTHER>                             7,749
<INCOME-PRETAX>                                  3,932
<INCOME-TAX>                                       433
<INCOME-CONTINUING>                              3,499
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,499
<EPS-BASIC>                                       0.44
<EPS-DILUTED>                                     0.44
<RESERVE-OPEN>                                 145,962
<PROVISION-CURRENT>                             93,393
<PROVISION-PRIOR>                              (4,292)
<PAYMENTS-CURRENT>                              47,757
<PAYMENTS-PRIOR>                                41,109
<RESERVE-CLOSE>                                150,390
<CUMULATIVE-DEFICIENCY>                        (4,292)


</TABLE>



© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission