CERTIFICATION
Pursuant to Rule 497(j), TMK/United Funds, Inc. (1933 Act File No. 33-
11466; 1940 Act File No. 811-5017) ("Registrant") hereby certifies that (a) the
forms of Prospectus and Statement of Additional Information used with respect to
the Registrant do not differ from those contained in Post-Effective Amendment
No. 13 ("Amendment No. 13") to its Registration Statement and (b) Amendment No.
13 was filed electronically.
TMK/UNITED FUNDS, INC.
Dated: May 3, 1996 By: /s/ Sharon K. Pappas
Sharon K. Pappas
Vice President