TMK UNITED FUNDS INC
485APOS, 1997-01-14
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                                                               File No. 811-5017
                                                               File No. 33-11466

                       SECURITIES AND EXCHANGE COMMISSION

                           Washington, D. C.   20549

                                   Form N-1A

REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933     X

                        Pre-Effective Amendment No. ____
                        Post-Effective Amendment No. 15

                                     and/or

REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT
OF 1940                                                     X

                                Amendment No. 15

TMK/UNITED FUNDS, INC.
                      (Exact Name as Specified in Charter)

6300 Lamar Avenue, Shawnee Mission, Kansas             66202-4200
            (Address of Principal Executive Office)       (Zip Code)

Registrant's Telephone Number, including Area Code  (913) 236-2000

Sharon K. Pappas, P. O. Box 29217, Shawnee Mission, Kansas  66201-9217
                    (Name and Address of Agent for Service)

It is proposed that this filing will become effective

          _____  immediately upon filing pursuant to paragraph (b)
          _____  on (date) pursuant to paragraph (b)
          _____  60 days after filing pursuant to paragraph (a)(1)
          __X__  on April 4, 1997 pursuant to paragraph (a)(1)
          _____  75 days after filing pursuant to paragraph (a)(2)
          _____  on (date) pursuant to paragraph (a)(2) of Rule 485
          __X__  this post-effective amendment designates a new effective date
                 for a previously filed post-effective amendment

       ==================================================================

                   DECLARATION REQUIRED BY RULE 24f-2 (a) (1)

     The issuer has registered an indefinite amount of its securities under the
Securities Act of 1933 pursuant to Rule 24f-2(a)(1).  Notice for the
Registrant's fiscal year ended December 31, 1996 will be filed on or about
February 27, 1997.

<PAGE>
                                                                January 14, 1997



                            TMK/United  Funds, Inc.
                       6300 Lamar Avenue. P.O. Box 29217
                       Shawnee Mission, Kansas 66201-9217


The purpose of this Post-Effective Amendment No. 15 to the Registration
Statement for TMK/United Funds, Inc. (the "Fund") is to delay the effective date
of Post-Effective Amendment No. 14 to the Registration Statement for the Fund
for eighty days pursuant to Rule 485 (a)(1).

<PAGE>
                                   SIGNATURES

Pursuant to the requirements of the Securities Act of 1933 and the Investment
Company Act of 1940, the Registrant certifies that it meets all of the
requirements for effectiveness of this Post-Effective Amendment pursuant to Rule
485(a) of the Securities Act of 1933 and has duly caused this Post-Effective
Amendment to be signed on its behalf by the undersigned, thereunto duly
authorized, in the city of Overland Park, and State of Kansas, on the 14th day
of January, 1997.

                            TMK/UNITED FUNDS, INC.

                                  (Registrant)

                            By /s/ Keith A. Tucker*
                            ------------------------
                           Keith A. Tucker, President

     Pursuant to the requirements of the Securities Act of 1933, and/or the
Investment Company Act of 1940, this Post-Effective Amendment has been signed
below by the following persons in the capacities and on the date indicated.

     Signatures          Title
     ----------          -----

/s/Ronald K. Richey*     Chairman of the Board         January 14, 1997
- ----------------------                                 ----------------
Ronald K. Richey


/s/Keith A. Tucker*      President and Director        January 14, 1997
- ----------------------   (Principal Executive Officer) ----------------
Keith A. Tucker


/s/Theodore W. Howard*   Vice President, Treasurer     January 14, 1997
- ----------------------   and Principal Accounting      ----------------
Theodore W. Howard       Officer


/s/Robert L. Hechler*    Vice President and            January 14, 1997
- ----------------------   Principal Financial           ----------------
Robert L. Hechler        Officer


/s/Henry L. Bellmon*     Director                      January 14, 1997
- ----------------------                                 ----------------
Henry L. Bellmon


/s/Dodds I. Buchanan*    Director                      January 14, 1997
- ---------------------                                  ----------------
Dodds I. Buchanan


/s/Jay B. Dillingham*    Director                      January 14, 1997
- --------------------                                   ----------------
Jay B. Dillingham


/s/Linda Graves*         Director                      January 14, 1997
- -------------------                                    ----------------
Linda Graves


/s/John F. Hayes*        Director                      January 14, 1997
- -------------------                                    ----------------
John F. Hayes


/s/Glendon E. Johnson*   Director                      January 14, 1997
- -------------------                                    ----------------
Glendon E. Johnson


/s/William T. Morgan*    Director                      January 14, 1997
- -------------------                                    ----------------
William T. Morgan


/s/Eleanor B. Schwartz*  Director                      January 14, 1997
- -------------------                                    ----------------
Eleanor B. Schwartz


/s/Frederick Vogel III*  Director                      January 14, 1997
- -------------------                                    ----------------
Frederick Vogel III


/s/Paul S. Wise*         Director                      January 14, 1997
- -------------------                                    ----------------
Paul S. Wise


*By
    Sharon K. Pappas
    Attorney-in-Fact

ATTEST:
   Sheryl Strauss
   Assistant Secretary


                               POWER OF ATTORNEY

     KNOW ALL MEN BY THESE PRESENTS, That each of the undersigned, UNITED FUNDS,
INC., UNITED INTERNATIONAL GROWTH FUND, INC., UNITED MUNICIPAL BOND FUND, INC.,
UNITED VANGUARD FUND, INC., UNITED HIGH INCOME FUND, INC., UNITED CASH
MANAGEMENT, INC., UNITED NEW CONCEPTS FUND, INC., UNITED GOVERNMENT SECURITIES
FUND, INC., UNITED MUNICIPAL HIGH INCOME FUND, INC., UNITED GOLD & GOVERNMENT
FUND, INC., UNITED HIGH INCOME FUND II, INC., UNITED CONTINENTAL INCOME FUND,
INC., UNITED RETIREMENT SHARES, INC., UNITED ASSET STRATEGY FUND, INC.,
TMK/UNITED FUNDS, INC. AND WADDELL & REED FUNDS, INC. (each hereinafter called
the "Corporation"), and certain directors and officers for the Corporation, do
hereby constitute and appoint KEITH A. TUCKER, ROBERT L. HECHLER, and SHARON K.
PAPPAS, and each of them individually, their true and lawful attorneys and
agents to take any and all action and execute any and all instruments which said
attorneys and agents may deem necessary or advisable to enable each Corporation
to comply with the Securities Act of 1933 and/or the Investment Company Act of
1940, as amended, and any rules, regulations, orders or other requirements of
the United States Securities and Exchange Commission thereunder, in connection
with the registration under the Securities Act of 1933 and/or the Investment
Company Act of 1940, as amended, including specifically, but without limitation
of the foregoing, power and authority to sign the names of each of such
directors and officers in his/her behalf as such director or officer as
indicated below opposite his/her signature hereto, to any Registration Statement
and to any amendment or supplement to the Registration Statement filed with the
Securities and Exchange Commission under the Securities Act of 1933 and/or the
Investment Company Act of 1940, as amended, and to any instruments or documents
filed or to be filed as a part of or in connection with such Registration
Statement or amendment or supplement thereto; and each of the undersigned hereby
ratifies and confirms all that said attorneys and agents shall do or cause to be
done by virtue hereof.

Date:  October 16, 1996                 /s/Keith A. Tucker
                                        --------------------------
                                        Keith A. Tucker, President


/s/Ronald K. Richey           Chairman of the Board     October 16, 1996
- --------------------                                    ----------------
Ronald K. Richey

/s/Keith A. Tucker            President and Director    October 16, 1996
- --------------------          (Principal Executive      ----------------
Keith A. Tucker               Officer)

/s/Theodore W. Howard         Vice President, Treasurer October 16, 1996
- --------------------          and Principal Accounting  ----------------
Theodore W. Howard            Officer

/s/Robert L. Hechler          Vice President and        October 16, 1996
- --------------------          Principal Financial       ----------------
Robert L. Hechler             Officer

/s/Henry L. Bellmon           Director                  October 16, 1996
- --------------------                                    ----------------
Henry L. Bellmon

/s/Dodds I. Buchanan          Director                  October 16, 1996
- --------------------                                    ----------------
Dodds I. Buchanan

/s/Jay B. Dillingham          Director                  October 16, 1996
- --------------------                                    ----------------
Jay B. Dillingham

/s/Linda Graves               Director                  October 16, 1996
- --------------------                                    ----------------
Linda Graves

/s/John F. Hayes              Director                  October 16, 1996
- --------------------                                    ----------------
John F. Hayes

/s/Glendon E. Johnson         Director                  October 16, 1996
- --------------------                                    ----------------
Glendon E. Johnson

/s/William T. Morgan          Director                  October 16, 1996
- --------------------                                    ----------------
William T. Morgan

/s/Doyle Patterson            Director                  October 16, 1996
- --------------------                                    ----------------
Doyle Patterson

/s/Eleanor Schwartz           Director                  October 16, 1996
- --------------------                                    ----------------
Eleanor Schwartz

/s/Frederick Vogel III        Director                  October 16, 1996
- --------------------                                    ----------------
Frederick Vogel III

/s/Paul S. Wise               Director                  October 16, 1996
- --------------------                                    ----------------
Paul S. Wise


Attest:

/s/Sharon K. Pappas
- --------------------------------
Sharon K. Pappas, Vice President
and Secretary



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