CERTIFICATION
Pursuant to Rule 497(j) under the Securities Act of 1933, Target/United
Funds, Inc. (1933 Act File No. 33-11466; 1940 Act File No. 811-5017)
("Registrant") hereby certifies that (a) that the respective form of Prospectus
used with respect to the Registrant does not differ from the Prospectus
contained in Post-Effective Amendment No. 23 ("Amendment No. 23") to its
Registration Statement on Form N-1A, which is Registrant's most recent
post-effective amendment, and (b) Amendment No. 23 was filed electronically.
TARGET/UNITED FUNDS, INC.
Dated: May 5, 2000 By: /s/Kristen A. Richards
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Kristen A. Richards
Vice President, Associate
General Counsel and Secretary
