[ZURICH KEMPER LIFE LETTERHEAD]
VIA EDGAR
August 30, 2000
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: Kemper Investors Life Insurance Company ("KILICO")
and KILICO Variable Separate Account
("Variable Separate Account")
File No. 811-5025
Commissioners:
Attached for filing, pursuant to Section 30(d) and Rule 30d-2 of the
Investment Company Act of 1940 ("1940 Act"), is the most recent semi-annual
report of the Variable Separate Account referenced above for the Zurich Kemper
Lifeinvestor Variable Universal Life product ("Lifeinvestor"). The semi-
annual report consists of a front and back cover binding the most recent
semi-annual reports of the mutual fund subaccount options available through
the Variable Separate Account for Lifeinvestor. Because the most recent
semi-annual reports of the funds have been filed with the SEC by their
respective Investment Managers/Advisers, KILICO is filing herewith only the
front and back cover prepared by KILICO and hereby incorporates by reference
the semi-annual reports of the underlying funds set forth below.
The Variable Separate Account for Lifeinvestor includes the underlying
fund options as follows:
The Alger American Fund (File No. 811-5550)
The Dreyfus Socially Responsible Growth Fund, Inc. (File No. 811-7044)
Dreyfus Life & Annuity Index Fund d/b/a Dreyfus Stock Index Fund
(File No. 811-5719)
Dreyfus Variable Investment Fund (File No. 811-5125)
Franklin Templeton Variable Insurance Products Trust (811-5479)
Fidelity Variable Insurance Products Fund (File No. 811-03329)
Janus Aspen Series (File No. 811-7736)
Scudder Variable Life Investment Fund (File No. 811-04257)
Kemper Variable Series (File No. 811-5002)
Please call the undersigned at 847-969-3524 if you have any questions
or comments.
<PAGE>
Securities and Exchange Commission
August 30, 2000
Page 2
Yours truly,
/s/ Juanita M. Thomas
Juanita M. Thomas
Vice President and
Assistant General Counsel
<PAGE>
LOGO: ZURICH KEMPER
ZURICH KEMPER
Lifeinvestor (SM)
A Flexible Premium Variable Universal Life Insurance Policy
2000
Semi-Annual
Report
Includes semi-annual reports for:
The Alger American Fund
The Dreyfus Socially Responsible
Growth Fund, Inc.
Dreyfus Life & Annuity Index Fund
DBA Dreyfus Stock Index Fund
Dreyfus Variable Investment Fund
Franklin Templeton Variable
Insurance Products Trust
Fidelity Variable Insurance
Products Fund
Janus Aspen Series
Scudder Variable Life
Investment Fund
Kemper Variable Series
<PAGE>
Zurich Kemper Lifeinvestor (SM) is a flexible premium variable
universal life insurance policy underwritten by Kemper Investors
Life Insurance Company,
a Zurich Kemper Life company, Long Grove, IL, policy form series L-8521.
Securities distributed by Investors Brokerage Services, Inc.
Zurich Kemper Life. The way life should be. (R)
LOGO: IMSA
LINVST-SAN (8/00)
LOGO: ZURICH KEMPER
1 KEMPER DRIVE
LONG GROVE, IL 60049-0001
