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SUPPLEMENTS DATED JANUARY 2, 2001
TO PROSPECTUSES DATED MAY 1, 2000 AND JUNE 23, 2000
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KEMPER ADVANTAGE III, ZURICH
KEMPER LIFEINVESTOR AND ZURICH PREFERRED
(INDIVIDUALLY A "CONTRACT," COLLECTIVELY THE "CONTRACTS")
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ISSUED BY
KILICO VARIABLE SEPARATE ACCOUNT
KILICO VARIABLE ANNUITY SEPARATE ACCOUNT
AND
KEMPER INVESTORS LIFE INSURANCE COMPANY
The Dreyfus Socially Responsible Growth Fund, Inc., Dreyfus Stock Index Fund,
and the Dreyfus VIF-Appreciation and Dreyfus VIF-Small Cap Portfolios of Dreyfus
Variable Investment Fund each offer two classes of shares: Service shares and
Initial shares. Each Fund's prospectus dated December 31, 2000 describes the
Service shares and the Initial shares. Currently, only the Funds' Initial shares
are available for investment under the Contracts, and each Fund or Portfolio may
not be available under your Contract.
