FIRST INVESTORS MULTISTATE INSURED TAX FREE FUND
497J, 1999-05-05
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First Investors Management Company, Inc.
95 Wall Street
New York, NY 10005
212-858-8144

                                   May 5, 1999

Securities and Exchange Commission
Judiciary Plaza
450 Fifth Street N.W.
Washington, D.C.  20549

            Re:   First Investors Multi-State Insured
                  Tax Free Fund
                  File Nos. 33-4077 and 811-4623
                  ------------------------------

Dear Sirs:

      Pursuant to Rule 497(c) of the  Securities  Act of 1933,  as amended  (the
"Act"), we hereby  electronically file the following  definitive documents dated
April 30, 1999:

      (a)  Prospectus for First  Investors New York Insured  Tax-Free Fund ("New
York Insured") and the following Series of Registrant:

            Connecticut Fund
            Florida Fund
            Massachusetts Fund
            New Jersey Fund

      (b) Prospectus for the following Series of Registrant:

            Arizona Fund
            California Fund
            Colorado Fund
            Oregon Fund

      (c) Prospectus for the following Series of Registrant:

            Michigan Fund
            Minnesota Fund
            Missouri Fund
            Ohio Fund
            Pennsylvania Fund

      (d) Prospectus for the following Series of Registrant:

            Georgia Fund
            Maryland Fund
            North Carolina Fund
            Virginia Fund


      New York Insured is filing the document  listed above in (a) in a separate
electronic filing.

<PAGE>

      Pursuant to Rule 497(j) of the Act, Registrant hereby certifies:

      (1)  The  form  of  combined   Prospectus  for  First  Investors   Insured
Intermediate  Tax Exempt Fund, a Series of First  Investors  Series Fund,  First
Investors  Insured  Tax  Exempt  Fund,  New  York  Insured,  and all  Series  of
Registrant  and Statement of Additional  Information  that would have been filed
under Rule  497(c) of the Act would not have  differed  from that  contained  in
Post-Effective Amendment No. 24 to Registrant's Registration Statement, the most
recent Post-Effective Amendment filed with the Commission; and

      (2) The text of Post-Effective  Amendment No. 24 was filed  electronically
with the Commission.

                                                Very truly yours,

                                                /s/ Tammie Lee

                                                Tammie Lee
                                                Assistant Counsel


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