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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-K/A
(Mark One)
[X] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
For the Fiscal Year Ended December 31, 1995
OR
[ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
For the Transition Period from N/A to
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Commission File Number: 1-9566
FirstFed Financial Corp.
(Exact name of registrant as specified in its charter)
Delaware 95-4087449
(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification No.)
401 Wilshire Boulevard
Santa Monica, California 90401-1490
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (310) 319-6000
Securities registered pursuant to Section 12(b) of the Act:
Common Stock $0.01 par value
(Title of Class)
Securities registered pursuant to Section 12(g) of the Act: None
Indicate by check mark whether the Registrant (1) has filed all
reports required to be filed by Section 13 or 15(d) of the
Securities Exchange Act of 1934 during the preceding 12 months
(or for such shorter period that the Registrant was required to
file such reports), and (2) has been subject to such filing
requirements for the past 90 days.
Yes X No
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The approximate aggregate market value of the voting stock held
by non-affiliates of the Registrant as of February 15, 1996:
$139,389,004.
The number of shares of Registrant's $0.01 par value common stock
outstanding as of February 15, 1996: 10,614,402.
DOCUMENTS INCORPORATED BY REFERENCE
Portions of the Proxy Statement for Annual Meeting of
Stockholders, April 24, 1996 (Parts III & IV).
Indicate by check mark if disclosure of delinquent filers
pursuant to Item 405 of Regulation S-K (sub-section 229.405 of
this chapter) is not contained herein, and will not be contained,
to the best of Registrant's knowledge, in definitive proxy or
information statements incorporated by reference in Part III of
the Form 10-K or any amendment to this Form 10-K. [X]
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SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the
Securities Exchange Act of 1934, the Registrant has duly caused
this report to be signed on its behalf by the undersigned,
thereunto duly authorized.
FIRSTFED FINANCIAL CORP.,
a Delaware corporation
By: /s/ Babette E. Heimbuch
-----------------------
Babette E. Heimbuch
President and
Chief Executive Officer
Date: February 27, 1998
POWER OF ATTORNEY
Each person whose signature appears below hereby authorizes
Babette E. Heimbuch and Douglas Goddard, and each of them or
either of them, as attorney-in-fact to sign on his or her behalf
as an individual and in every capacity stated below, and to file
all amendments to the Registrant's Form 10-K, and the Registrant
hereby confers like authority to sign and file in its behalf.
Pursuant to the requirements of the Securities Exchange Act
of 1934, this report has been signed below by the following
persons on behalf of the Registrant and in the capacities
indicated on the 27th day of February, 1998.
SIGNATURE TITLE
/s/ Babette E. Heimbuch Chief Executive Officer (Principal
--------------------------
Babette E. Heimbuch Executive Officer)
/s/ Douglas J. Goddard Executive Vice President and
--------------------------
Douglas J. Goddard Chief Financial Officer
(Principal Financial Officer)
/s/ Brenda J. Battey Senior Vice President and Controller
--------------------------
Brenda J. Battey (Principal Accounting Officer)
/s/ Christopher M. Harding Director
--------------------------
Christopher M. Harding
/s/ James L. Hesburgh Director
--------------------------
James L. Hesburgh
/s/ William S. Mortensen Chairman of the Board
--------------------------
William S. Mortensen
/s/ William G. Ouchi Director
--------------------------
William G. Ouchi
/s/ William P. Rutledge Director
--------------------------
William P. Rutledge
/s/ Charles F. Smith Director
--------------------------
Charles F. Smith
/s/ Steven L. Soboroff Director
--------------------------
Steven L. Soboroff
/s/ John R. Woodhull Director
--------------------------
John R. Woodhull
2
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted
from the Company's Consolidated Statements of Financial Condition
and is is qualified in its entirety by referecne to such
financial statements.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<CASH> 36,878
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 911,632
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 3,059,780
<ALLOWANCE> 42,876
<TOTAL-ASSETS> 4,139,737
<DEPOSITS> 2,205,036
<SHORT-TERM> 1,557,943
<LIABILITIES-OTHER> 71,467
<LONG-TERM> 109,000
0
0
<COMMON> 114
<OTHER-SE> 196,177
<TOTAL-LIABILITIES-AND-EQUITY> 4,139,737
<INTEREST-LOAN> 288,037
<INTEREST-INVEST> 13,698
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 301,735
<INTEREST-DEPOSIT> 109,151
<INTEREST-EXPENSE> 224,077
<INTEREST-INCOME-NET> 77,658
<LOAN-LOSSES> 28,376
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 45,903
<INCOME-PRETAX> 12,104
<INCOME-PRE-EXTRAORDINARY> 12,104
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 6,535
<EPS-PRIMARY> 0.62
<EPS-DILUTED> 0.61
<YIELD-ACTUAL> 1.80
<LOANS-NON> 76,944
<LOANS-PAST> 0
<LOANS-TROUBLED> 16,573
<LOANS-PROBLEM> 35,333
<ALLOWANCE-OPEN> 55,353
<CHARGE-OFFS> 39,660
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 42,876
<ALLOWANCE-DOMESTIC> 42,876
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
