<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from this
company's Consolidated Statement of Operations and Consolidated Statement of
Condition and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 47,234
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 523,449
<INVESTMENTS-CARRYING> 523,449
<INVESTMENTS-MARKET> 523,449
<LOANS> 3,538,328
<ALLOWANCE> 73,155
<TOTAL-ASSETS> 4,252,226
<DEPOSITS> 2,159,879
<SHORT-TERM> 1,566,822
<LIABILITIES-OTHER> 52,298
<LONG-TERM> 224,000
0
0
<COMMON> 233
<OTHER-SE> 248,994
<TOTAL-LIABILITIES-AND-EQUITY> 4,252,226
<INTEREST-LOAN> 199,580
<INTEREST-INVEST> 29,957
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 229,537
<INTEREST-DEPOSIT> 73,470
<INTEREST-EXPENSE> 150,700
<INTEREST-INCOME-NET> 78,837
<LOAN-LOSSES> 0
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 37,091
<INCOME-PRETAX> 47,839
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 27,683
<EPS-BASIC> 1.59
<EPS-DILUTED> 1.58
<YIELD-ACTUAL> 2.52
<LOANS-NON> 8,456
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 6,525
<ALLOWANCE-OPEN> 85,374
<CHARGE-OFFS> 1,693
<RECOVERIES> 2,298
<ALLOWANCE-CLOSE> 85,979
<ALLOWANCE-DOMESTIC> 85,979
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>