<PAGE> 1
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-Q/A
(X) Quarterly Report Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
For the quarterly period ended Sept. 30, 1995
or
( ) Transition Report Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
For the transition period from __________ to __________
Commission File Number 0-15580
St. Paul Bancorp, Inc.
(Exact name of registrant as specified in its charter)
Delaware 36-3504665
(State or other jurisdiction (I.R.S. Employer
of incorporation or organization) Identification No.)
6700 W. North Avenue
Chicago, Illinois 60635
(Address of principal executive offices) (Zip Code)
(312) 622-5000
(Registrant's telephone number, including area code)
Indicate by check mark whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15 (d) of the Securities Exchange Act of
1934 during the preceding twelve months (or such shorter period that the
registrant was required to file such reports), and (2) has been subject to such
filing requirements for the past 90 days.
YES X NO
--- ---
Indicate the number of shares outstanding of each of the issuer's classes of
common stock, as of the latest practicable date.
Common Stock, $.01 par value -- 18,740,634 shares, as of Nov. 1, 1995
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
ST. PAUL BANCORP, INC.
----------------------------------
(Registrant)
Date: November 14, 1995 By: /s/ Joseph C. Scully
----------------- ---------------------------------
Joseph C. Scully
Chairman of the Board and Chief Executive Officer
(Duly Authorized Officer)
Date: November 14, 1995 By: /s/ Robert N. Parke
----------------- ---------------------------------
Robert N. Parke
Senior Vice President and Treasurer
(Principal Financial Officer)
41
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<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> SEP-30-1995
<CASH> 106,039
<INT-BEARING-DEPOSITS> 1,694
<FED-FUNDS-SOLD> 41,100
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 150,809
<INVESTMENTS-CARRYING> 964,723
<INVESTMENTS-MARKET> 948,966
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<ALLOWANCE> 38,914
<TOTAL-ASSETS> 4,030,598
<DEPOSITS> 3,196,602
<SHORT-TERM> 125,285
<LIABILITIES-OTHER> 66,395
<LONG-TERM> 266,609
<COMMON> 199
0
0
<OTHER-SE> 375,508
<TOTAL-LIABILITIES-AND-EQUITY> 4,030,598
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<INTEREST-INVEST> 8,422
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<INTEREST-TOTAL> 208,453
<INTEREST-DEPOSIT> 98,355
<INTEREST-EXPENSE> 121,226
<INTEREST-INCOME-NET> 87,227
<LOAN-LOSSES> 1,400
<SECURITIES-GAINS> 837
<EXPENSE-OTHER> 67,530
<INCOME-PRETAX> 42,483
<INCOME-PRE-EXTRAORDINARY> 27,092
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 27,092
<EPS-PRIMARY> 1.39
<EPS-DILUTED> 1.38
<YIELD-ACTUAL> 2.99
<LOANS-NON> 9,149
<LOANS-PAST> 4,759
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