<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE 10Q
FINANCIAL STATEMENTS DATED AS OF AND FOR THE QUARTER AND NINE MONTHS ENDED
SEPTEMBER 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH 10Q
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1
<CASH> 41,395
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 1,100
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 22,139
<INVESTMENTS-CARRYING> 52,013
<INVESTMENTS-MARKET> 51,622
<LOANS> 1,318,688
<ALLOWANCE> 14,445
<TOTAL-ASSETS> 1,776,044
<DEPOSITS> 1,214,148
<SHORT-TERM> 0
<LIABILITIES-OTHER> 11,277
<LONG-TERM> 404,469
0
0
<COMMON> 684
<OTHER-SE> 145,466
<TOTAL-LIABILITIES-AND-EQUITY> 1,776,044
<INTEREST-LOAN> 69,886
<INTEREST-INVEST> 17,807
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 87,693
<INTEREST-DEPOSIT> 29,070
<INTEREST-EXPENSE> 48,255
<INTEREST-INCOME-NET> 39,438
<LOAN-LOSSES> 1,050
<SECURITIES-GAINS> (2,036)
<EXPENSE-OTHER> 20,681
<INCOME-PRETAX> 19,721
<INCOME-PRE-EXTRAORDINARY> 14,565
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 14,565
<EPS-BASIC> 2.25
<EPS-DILUTED> 2.19
<YIELD-ACTUAL> 3.36
<LOANS-NON> 2,666
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 11,384
<CHARGE-OFFS> 436
<RECOVERIES> 621
<ALLOWANCE-CLOSE> 14,445
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>