<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE 10Q
FINANCIAL STATEMENTS DATED AS OF AND FOR THE QUARTER AND SIX MONTHS ENDED JUNE
30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH 10Q FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<EXCHANGE-RATE> 1
<CASH> 41,181
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 3,391
<INVESTMENTS-CARRYING> 55,520
<INVESTMENTS-MARKET> 54,253
<LOANS> 1,219,110
<ALLOWANCE> 11,917
<TOTAL-ASSETS> 1,637,127
<DEPOSITS> 1,071,969
<SHORT-TERM> 0
<LIABILITIES-OTHER> 11,793
<LONG-TERM> 422,005
0
0
<COMMON> 653
<OTHER-SE> 130,707
<TOTAL-LIABILITIES-AND-EQUITY> 1,637,127
<INTEREST-LOAN> 43,779
<INTEREST-INVEST> 11,433
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 55,212
<INTEREST-DEPOSIT> 17,715
<INTEREST-EXPENSE> 29,920
<INTEREST-INCOME-NET> 25,292
<LOAN-LOSSES> 600
<SECURITIES-GAINS> 24
<EXPENSE-OTHER> 12,668
<INCOME-PRETAX> 14,710
<INCOME-PRE-EXTRAORDINARY> 9,339
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 9,339
<EPS-BASIC> 1.46
<EPS-DILUTED> 1.42
<YIELD-ACTUAL> 3.40
<LOANS-NON> 1,971
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 11,384
<CHARGE-OFFS> 420
<RECOVERIES> 353
<ALLOWANCE-CLOSE> 11,917
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>