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May 12, 1999
VIA EDGAR TRANSMISSION
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U.S. Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: United Investors Annuity Variable Account (File No. 33-12000)
Rule 497(j) Certification
Commissioners:
On behalf of United Investors Annuity Variable Account (the "Account") and
in lieu of filing with the Commission the form of prospectus and statement of
additional information dated May 1, 1999 that was used in connection with the
offering by United Investors Life Insurance Company (the "Company") of certain
deferred variable annuity insurance policies funded through the Account, the
Company hereby certifies that:
(1) The form of prospectus and statement of additional information that
would have been filed pursuant to Rule 497(c) under the Securities Act
of 1933 (the "1933 Act") would not have differed from that contained
in Post-Effective Amendment No. 16 to the Account's registration
statement under the 1933 Act ("PEA 16") on Form N-4, as filed with the
Commission on April 28, 1999; and
(2) the text of PEA 16 has been filed with the Commission electronically.
Please call Cathy C. Pilcher at (205) 325-4307 if you have questions or
comments regarding this filing.
UNITED INVESTORS LIFE INSURANCE COMPANY
By: /s/ John H. Livingston
John H. Livingston, Esquire
Secretary and Counsel
cc: Frederick R. Bellamy
