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UNITED INVESTORS LIFE INSURANCE COMPANY
Advantage II Deferred Variable Annuity Policy
Supplement dated September 1, 1999 to Prospectus dated May 1, 1999
The following information supplements and supersedes any contrary information in
the Advantage II Prospectus.
The "Policy Owner Transaction Expenses" table found in the "Summary" section of
the Prospectus is amended to add the following statement:
Policy Owner Transaction Expenses *
-----------------------------------
Deferred Sales Charge (% of each purchase payment, deducted
at 0.85% per year)..................................................... 8.50%
Transaction Charge (for each withdrawal in excess of 4 per
policy year)........................................................... $20.00
Withdrawal Charge (% of purchase payment being withdrawn):
- --------------------------------------------------------------
Years (less than)1 1 2 3 4 5 6 7 8+
- --------------------------------------------------------------
% 8 7 6 5 4 3 2 1 0
- --------------------------------------------------------------
*(Policies issued before May 1, 1992, or later in some states, may have a Sales
Charge of 6% deducted from any purchase payment after the initial purchase
payment. For these additional purchase payments, the 8.5% Deferred Sales Charge
does not apply and there is no Withdrawal Charge for such payments. See your
policy.)
This Supplement is dated September 1, 1999.
Please keep this Supplement with your Prospectus dated May 1, 1999, for the
Advantage II Deferred Variable Annuity Policy.
Form U-1053-B, Ed. 9/99
