UNITED INVESTORS ANNUITY VARIABLE ACCOUNT
497J, 2000-05-16
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                                  May 16, 2000



VIA EDGAR TRANSMISSION
- ----------------------

U.S. Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.  20549

     Re: United Investors Annuity Variable Account (File No. 33-12000)
         Rule 497(j) Certification

Commissioners:

     On behalf of United Investors Annuity Variable Account (the "Account") and
in lieu of filing with the Commission the form of prospectus and statement of
additional information dated May 1, 2000 that was used in connection with the
offering by United Investors Life Insurance Company (the "Company") of certain
deferred variable annuity insurance policies funded through the Account, the
Company hereby certifies that:

     (1)   The form of prospectus and statement of additional information that
           would have been filed pursuant to Rule 497(c) under the Securities
           Act of 1933 (the "1933 Act") would not have differed from that
           contained in Post-Effective Amendment No. 17 to the Account's
           registration statement under the 1933 Act ("PEA 17") on Form N-4, as
           filed with the Commission on April 26, 2000; and

     (2)   the text of PEA 17 has been filed with the Commission electronically.

     Please call Cathy C. Pilcher at (205) 325-4307 if you have questions or
comments regarding this filing.


                                 UNITED INVESTORS LIFE INSURANCE COMPANY



                                 By: /s/ John H. Livingston
                                    -------------------------------
                                    John H. Livingston, Esquire
                                    Secretary and Counsel



cc: Frederick R. Bellamy


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