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Previous: CITIZENS & NORTHERN CORP, 10-Q, 2000-11-14 |
Next: AMERICAN CABLE TV INVESTORS 5 LTD, 10-Q, 2000-11-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000810958
<NAME> Citizens & Northern Corporation
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 10,276
<INT-BEARING-DEPOSITS> 888
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 350,698
<INVESTMENTS-CARRYING> 2,026
<INVESTMENTS-MARKET> 0
<LOANS> 324,470
<ALLOWANCE> 5,306
<TOTAL-ASSETS> 704,051
<DEPOSITS> 502,283
<SHORT-TERM> 97,288
<LIABILITIES-OTHER> 7,415
<LONG-TERM> 15,610
0
0
<COMMON> 5,325
<OTHER-SE> 76,130
<TOTAL-LIABILITIES-AND-EQUITY> 704,051
<INTEREST-LOAN> 20,311
<INTEREST-INVEST> 18,267
<INTEREST-OTHER> 130
<INTEREST-TOTAL> 38,708
<INTEREST-DEPOSIT> 16,984
<INTEREST-EXPENSE> 5,347
<INTEREST-INCOME-NET> 16,377
<LOAN-LOSSES> 526
<SECURITIES-GAINS> 567
<EXPENSE-OTHER> 12,496
<INCOME-PRETAX> 7,516
<INCOME-PRE-EXTRAORDINARY> 7,516
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4,362
<EPS-BASIC> 1.16
<EPS-DILUTED> 1.19
<YIELD-ACTUAL> 7.53
<LOANS-NON> 1,882
<LOANS-PAST> 1,346
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 785
<ALLOWANCE-OPEN> 5,131
<CHARGE-OFFS> 435
<RECOVERIES> 84
<ALLOWANCE-CLOSE> 5,306
<ALLOWANCE-DOMESTIC> 5,306
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,962
</TABLE>
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