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<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000810958
<NAME> Citizens & Northern Corporation
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-1-2000
<PERIOD-END> JUN-30-2000
<CASH> 12,134
<INT-BEARING-DEPOSITS> 2,326
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 348,388
<INVESTMENTS-CARRYING> 1,941
<INVESTMENTS-MARKET> 0
<LOANS> 319,224
<ALLOWANCE> 5,232
<TOTAL-ASSETS> 700,262
<DEPOSITS> 498,951
<SHORT-TERM> 91,780
<LIABILITIES-OTHER> 6,444
<LONG-TERM> 25,615
0
0
<COMMON> 5,325
<OTHER-SE> 72,147
<TOTAL-LIABILITIES-AND-EQUITY> 700,262
<INTEREST-LOAN> 13,513
<INTEREST-INVEST> 12,224
<INTEREST-OTHER> 69
<INTEREST-TOTAL> 25,806
<INTEREST-DEPOSIT> 11,081
<INTEREST-EXPENSE> 3,460
<INTEREST-INCOME-NET> 11,265
<LOAN-LOSSES> 376
<SECURITIES-GAINS> 337
<EXPENSE-OTHER> 8,210
<INCOME-PRETAX> 5,309
<INCOME-PRE-EXTRAORDINARY> 5,309
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4,362
<EPS-BASIC> 0.84
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<YIELD-ACTUAL> 7.51
<LOANS-NON> 1,956
<LOANS-PAST> 810
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<LOANS-PROBLEM> 469
<ALLOWANCE-OPEN> 5,131
<CHARGE-OFFS> 324
<RECOVERIES> 49
<ALLOWANCE-CLOSE> 5,232
<ALLOWANCE-DOMESTIC> 5,232
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 2,275
</TABLE>
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