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15-12G, 1996-11-18
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                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                     FORM 15

 Certification and Notice of Termination of Registration under Section 12(g) of
    the Securities Exchange Act of 1934 or Suspension of Duty to File Reports
       Under Sections 13 and 15(d) of the Securities Exchange Act of 1934.

                         Commission File Number 0-16463
                                                -------

                            Home Federal Corporation
    -------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)

    122-128 West Washington Street, Hagerstown, Maryland 21740 (301) 733-6300
    -------------------------------------------------------------------------
 (Address, including zip code, and telephone number, including area code,
                  of registrant's principal executive offices)

                     Common Stock, par value $1.00 per share
   -------------------------------------------------------------------------
            (Title of each class of securities covered by this Form)

                                      None
    -------------------------------------------------------------------------  
  (Titles of all other classes of securities for which a duty to file reports
                      under section 13(a) or 15(d) remains)

         Please  place an X in the box(es) to  designate  the  appropriate  rule
provision(s) relied upon to terminate or suspend the duty to file reports:

        Rule 12g-4(a)(1)(i)      [ X ]*      Rule 12h-3(b)(1)(ii)      [   ]
        Rule 12g-4(a)(1)(ii)     [   ]       Rule 12h-3(b)(2)(i)       [   ]
        Rule 12g-4(a)(2)(i)      [   ]       Rule 12h-3(b)(2)(ii)      [   ]
        Rule 12g-4(a)(2)(ii)     [   ]       Rule 15d-6                [   ]
        Rule 12h-3(b)(1)(i)      [   ]

*NOTE:  This Form 15 is  occasioned  by the merger on November 15, 1996 of Home
Federal Corporation with and into F&M Bancorp, a Maryland bank holding company.

         Approximate number of holders of record as of the certification or 
notice date:  None.

         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
Home Federal Corporation  has caused this  certification/notice to be signed on
its behalf by the undersigned duly authorized person.

DATE: November 15, 1996                   Home Federal Corporation

                                 By:      F&M Bancorp,
                                          Successor to Home Federal Corporation*

                                 By:      /s/Faye E. Cannon
                                          ------------------
                                          Faye E. Cannon
                                          President

                                          * Filed pursuant to SEC Rule 12g-4(b).

Instruction:  This  form is  required  by Rules  12g-4,  12h-3  and 15d-6 of the
General Rules and Regulations under the Securities  Exchange Act of 1934. It may
be signed by an  officer  of the  registrant,  by  counsel  or by any other duly
authorized  person.  The name and title of the person  signing the form shall be
typed or printed under the signature.



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