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PRICING SUPPLEMENT NO. 120 DATED Filed Pursuant to
June 22, 1995 TO PROSPECTUS Rule 424(b)(5)
DATED March 29, 1994 File No. 33-51877
CMS ENERGY CORPORATION
General Term Notes (servicemark of J.W. Korth & Company), Series A
Due 9 Months to 25 Years from date of issue
Except as set forth herein, the General Term Notes (servicemark of
J.W. Korth & Company) offered hereby (the "Notes") have such terms as are
described in the accompanying Prospectus dated March 29, 1994.
Aggregate Principal Amount: $ 224,000.00
Original Issue Date (Settlement Date) June 27, 1995
Stated Maturity Date: June 15, 1998
Issue Price to Public: 100.00% of Principal Amount
Interest Rate: 7.000% Per Annum
Interest Payment Dates: July 15 and monthly thereafter
Commencing July 15, 1995
Survivor's Option: [ X ] Yes [ ] No
Optional Redemption: [ ] Yes [ X ] No
Agent Principal Amount of Notes
Solicited by Each Agent
Kemper Securities, Inc. $ 50,000.00
J.W. Korth & Company $ 174,000.00
Total $ 224,000.00
Per Note
Sold by Agents
To Public Total
Issue Price: $1,000.00 $ 224,000.00
Agent's Discount or Commission: $ 2.50 $ 560.00
Maximum Dealer's Discount or
Selling Concession: $ 8.00 $ 1,792.00
Proceeds to the Company: $ 989.50 $ 221,648.00
CUSIP Number: 12589QFD3
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