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PRICING SUPPLEMENT NO. 103 DATED Filed Pursuant to
May 4, 1995 TO PROSPECTUS Rule 424(b)(5)
DATED March 29, 1994 File No. 33-51877
CMS ENERGY CORPORATION
General Term Notes (servicemark of J.W. Korth & Company), Series A
Due 9 Months to 25 Years from date of issue
Except as set forth herein, the General Term Notes (servicemark of
J.W. Korth & Company) offered hereby (the "Notes") have such terms as are
described in the accompanying Prospectus dated March 29, 1994.
Aggregate Principal Amount: $ 49,000.00
Original Issue Date (Settlement Date) May 11, 1995
Stated Maturity Date: April 15, 2000
Issue Price to Public: 100.00% of Principal Amount
Interest Rate: 7.625% Per Annum
Interest Payment Dates: October 15 and April 15 and
semi-annually thereafter
Commencing October 15, 1995
Survivor's Option: [ X ] Yes [ ] No
Optional Redemption: [ X ] Yes [ ] No
Initial Redemption Date: April 15, 1997
Redemption Price: Initially 101.00% of Principal
Amount and 100.00% after the
first anniversary of the Initial
Redemption Date.
Agent Principal Amount of Notes
Solicited by Each Agent
Kemper Securities, Inc. $ 0.00
J.W. Korth & Company $ 49,000.00
Total $ 49,000.00
Per Note
Sold by Agents
To Public Total
Issue Price: $1,000.00 $ 49,000.00
Agent's Discount or Commission: $ 4.50 $ 220.50
Maximum Dealer's Discount or
Selling Concession: $ 12.50 $ 612.50
Proceeds to the Company: $ 983.00 $ 48,167.00
CUSIP Number: 12589QEL6
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