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PRICING SUPPLEMENT NO. 162 DATED Filed Pursuant to
November 16, 1995 TO PROSPECTUS DATED Rule 424(b)(5)
March 29, 1994 AS AMENDED BY PROSPECTUS File No. 33-51877
DATED October 14, 1995
CMS ENERGY CORPORATION
General Term Notes (servicemark of J.W. Korth & Company), Series A
Due 9 Months to 25 Years from date of issue
Except as set forth herein, the General Term Notes (servicemark of
J.W. Korth & Company) offered hereby (the "Notes") have such terms as are
described in the accompanying Prospectus dated October 14, 1995.
Aggregate Principal Amount: $267,000.00
Original Issue Date (Settlement Date) November 21, 1995
Stated Maturity Date: October 15, 1998
Issue Price to Public: 100.00% of Principal Amount
Interest Rate: 6.500% Per Annum
Interest Payment Dates: April 15 and October 15 and
semi-annually thereafter
Commencing April 15, 1996
Survivor's Option: [ X ] Yes [ ] No
Optional Redemption: [ ] Yes [ X ] No
Agent Principal Amount of Notes
Solicited by Each Agent
Prudential Securities Incorporated $145,000.00
EVEREN Securities, Inc. $ 25,000.00
First of Michigan Corporation $ 0.00
Roney & Co. $ 30,000.00
J.W. Korth & Company $ 67,000.00
Total $267,000.00
Per Note
Sold by Agents
To Public Total
Issue Price: $1,000.00 $267,000.00
Agent's Discount or Commission: $ 5.00 $ 1,335.00
Maximum Dealer's Discount or
Selling Concession: $ 10.00 $ 2,670.00
Proceeds to the Company: $ 985.00 $262,995.00
CUSIP Number: 12589QGY6
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