<PAGE>
PRICING SUPPLEMENT NO. 132 DATED Filed Pursuant to
August 17, 1995 TO PROSPECTUS Rule 424(b)(5)
DATED March 29, 1994 File No. 33-51877
CMS ENERGY CORPORATION
General Term Notes (servicemark of J.W. Korth & Company), Series A
Due 9 Months to 25 Years from date of issue
Except as set forth herein, the General Term Notes (servicemark of
J.W. Korth & Company) offered hereby (the "Notes") have such terms as are
described in the accompanying Prospectus dated March 29, 1994.
Aggregate Principal Amount: $ 320,000.00
Original Issue Date (Settlement Date) August 22, 1995
Stated Maturity Date: August 15, 1998
Issue Price to Public: 100.00% of Principal Amount
Interest Rate: 6.875% Per Annum
Interest Payment Dates: February 15 and August 15 and
semi-annually thereafter
Commencing February 15, 1996
Survivor's Option: [ X ] Yes [ ] No
Optional Redemption: [ ] Yes [ X ] No
Agent Principal Amount of Notes
Solicited by Each Agent
Kemper Securities, Inc. $ 0.00
J.W. Korth & Company $320,000.00
Total $320,000.00
Per Note
Sold by Agents
To Public Total
Issue Price: $1,000.00 $320,000.00
Agent's Discount or Commission: $ 3.00 $ 960.00
Maximum Dealer's Discount or
Selling Concession: $ 10.50 $ 3,360.00
Proceeds to the Company: $ 986.50 $315,680.00
CUSIP Number: 12589QFR2
<PAGE>
