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PRICING SUPPLEMENT NO. 48 DATED Filed Pursuant to
JULY 18, 1996 TO PROSPECTUS DATED Rule 424(b)(5)
MARCH 19, 1996, AS SUPPLEMENTED BY File No. 333-01261
PROSPECTUS SUPPLEMENTS DATED
MARCH 29, 1996
CMS ENERGY CORPORATION
General Term Notes (servicemark of J.W. Korth & Company), Series B
Due 9 Months to 25 Years from date of issue
Pursuant to the terms of a Distribution Agreement as supplemented
by certain letter agreements, the Company has appointed the Agents
referred to below as agents through which General Term Notes (servicemark
of J.W. Korth & Company) (the "Notes") may be offered by the Company on a
continuous basis. Additional Agents may be designated under the
Distribution Agreement from time to time. Except as set forth herein, the
Notes offered hereby have such terms as are described in the accompanying
Prospectus dated March 19, 1996, as supplemented by the Prospectus
Supplements dated March 29, 1996.
Aggregate Principal Amount: $1,472,000.00
Original Issue Date (Settlement Date) July 23, 1996
Stated Maturity Date: July 15, 2003
Issue Price to Public: 100.00% of Principal Amount
Interest Rate: 8.250% Per Annum
Interest Payment Dates: August 15 and monthly thereafter
Commencing August 15, 1996
Survivor's Option: [ X ] Yes [ ] No
Optional Redemption: [ X ] Yes [ ] No
Initial Redemption Date: July 15, 1998
Redemption Price: Initially 101.00% of Principal
Amount and 100.00% after the first
anniversary of the Initial
Redemption Date.
Agent Principal Amount of Notes
Solicited by Each Agent
Prudential Securities Incorporated $ 138,000.00
First of Michigan Corporation $ 180,000.00
J.W. Korth & Company $1,154,000.00
Total $1,472,000.00
Per Note
Sold by Agents
To Public Total
Issue Price: $ 1,000.00 $1,472,000.00
Agent's Discount or Commission: $ 7.00 $ 10,304.00
Maximum Dealer's Discount or
Selling Concession: $ 16.50 $ 24,288.00
Proceeds to the Company: $ 976.50 $1,437,408.00
CUSIP Number: 12589QLZ7
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