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PRICING SUPPLEMENT NO. 3 DATED Filed Pursuant to
March 28, 1996 TO PROSPECTUS DATED Rule 424(b)(5)
March 19, 1996 File No. 333-01261
CMS ENERGY CORPORATION
General Term Notes (servicemark of J.W. Korth & Company), Series B
Due 9 Months to 25 Years from date of issue
Except as set forth herein, the General Term Notes (servicemark of
J.W. Korth & Company) offered hereby (the "Notes") have such terms as are
described in the accompanying Prospectus dated March 19, 1996.
Aggregate Principal Amount: $5,662,000.00
Original Issue Date (Settlement Date) April 2, 1996
Stated Maturity Date: March, 15, 2003
Issue Price to Public: 100.00% of Principal Amount
Interest Rate: 8.000% Per Annum
Interest Payment Dates: May 15 and monthly thereafter
Commencing May 15, 1996
Survivor's Option: [ X ] Yes [ ] No
Optional Redemption: [ X ] Yes [ ] No
Initial Redemption Date: March 15, 1998
Redemption Price: Initially 101.00% of Principal
Amount and 100.00% after the
first anniversary of the Initial
Redemption Date.
Agent Principal Amount of Notes
Solicited by Each Agent
J.W. Korth & Company $5,662,000.00
Per Note
Sold by Agents
To Public Total
Issue Price: $1,000.00 $5,662,000.00
Agent's Discount or Commission: $ 4.00 $ 22,648.00
Maximum Dealer's Discount or
Selling Concession: $ 18.50 $ 104,747.00
Proceeds to the Company: $ 977.50 $5,534,605.00
CUSIP Number: 12589QKC9
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