PRICING SUPPLEMENT NO. 3 DATED Filed Pursuant to
MARCH 20, 1997 TO PROSPECTUS DATED Rule 424(b)(5)
MARCH 17, 1997 File No. 333-16793
CMS ENERGY CORPORATION
General Term Notes (servicemark of J.W. Korth & Company), Series C
Due 9 Months to 25 Years from date of issue
Except as set forth herein, the General Term Notes (servicemark of
J.W. Korth & Company) offered hereby (the "Notes") have such terms as are
described in the accompanying Prospectus dated March 17, 1997.
Aggregate Principal Amount: $ 3,438,000.00
Original Issue Date (Settlement Date) March 25, 1997
Stated Maturity Date: March 15, 2004
Issue Price to Public: 100.00% of Principal Amount
Interest Rate: 8.000% Per Annum
Interest Payment Dates: April 15 and monthly thereafter
Commencing April 15, 1997
Survivor's Option: [ X ] Yes [ ] No
Optional Redemption: [ X ] Yes [ ] No
Initial Redemption Date: March 15, 1999
Redemption Price: Initially 101.00% of Principal
Amount and 100% after the first
anniversary of the Initial
Redemption Date.
Agent Principal Amount of Notes
Solicited by Each Agent
J.W. Korth & Company $ 3,438,000.00
Per Note
Sold by Agents
To Public Total
Issue Price: $ 1,000.00 $ 3,438,000.00
Agent's Discount or Commission: $ 22.50 $ 77,355.00
Maximum Dealer's Discount or
Selling Concession: $ 3.50 $ 12,033.00
Proceeds to the Company: $ 974.00 $ 3,348,612.00
CUSIP Number: 12589QRC2
