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PRICING SUPPLEMENT NO. 197 DATED Filed Pursuant to
APRIL 6, 2000 TO PROSPECTUS DATED Rule 424(b)(5)
AUGUST 26, 1998, AS SUPPLEMENTED BY File No. 333-60795
PROSPECTUS SUPPLEMENTS DATED SEPTEMBER 24, 1998
AND AUGUST 18, 1999
CMS ENERGY CORPORATION
General Term Notes (servicemark of J.W. Korth & Company), Series E
Due 9 Months to 25 Years from date of issue
Pursuant to the terms of a Distribution Agreement as supplemented by
certain letter agreements, the Company has appointed the Agents referred to
below as agents through which General Term Notes (servicemark of J.W. Korth
& Company) (the "Notes") may be offered by the Company on a continuous basis.
Additional Agents may be designated under the Distribution Agreement from
time to time. Except as set forth herein, the Notes offered hereby have such
terms as are described in the accompanying Prospectus dated August 26, 1998,
as supplemented by the Additional Agent Prospectus Supplements dated
September 24, 1998 and August 18, 1999.
Aggregate Principal Amount: $ 333,000.00
Original Issue Date
(Settlement Date): April 11, 2000
Stated Maturity Date: March 15, 2007
Issue Price to Public: 100% of Principal Amount
Interest Rate: 8.750% Per Annum
Interest Payment Dates: May 15 and Monthly Thereafter
Commencing May 15, 2000
Survivor's Option: [ X ] Yes [ ] No
Optional Redemption: [ X ] Yes [ ] No
Initial Redemption Date: March 15, 2002
Redemption Price: Initially 101% of Principal
Amount and 100% after the
first anniversary of the
Initial Redemption Date.
Principal Amount of Notes
Agent Solicited by Each Agent
First of Michigan
Corporation $ 10,000.00
Prudential Securities
Incorporated $ 7,000.00
J.J.B. Hilliard,
W.L. Lyons, Inc $ 102,000.00
Raymond James &
Associates, Inc $ 114,000.00
J.W. Korth & Company $ 100,000.00
Total $ 333,000.00
Per Note Sold by
Agents To Public Total
Issue Price: $ 1,000.00 $ 333,000.00
Agent's Discount or Commission: $ 7.00 $ 2,331.00
Maximum Dealer's Discount or
Selling Concession: $ 18.00 $ 5,994.00
Proceeds to the Company: $ 975.00 $ 324,675.00
CUSIP Number: 12589QZ58