Clearwater Investment Trust
332 Minnesota Street, Suite 2100
St. Paul, Minnesota 55101-1394
May 1, 2000
VIA ELECTRONIC TRANSMISSION
File Desk
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20054
RE: Clearwater Investment Trust (the "Registrant")
File No. 33-12289
To Whom It May Concern:
Pursuant to Rule 497(j) under the Securities Act of 1933, this letter
certifies that the Prospectus and Statement of Additional Information that would
have been required to be filed under paragraph (c) of Rule 497 does not differ
from that contained in Post-Effective Amendment No. 16 dated April 30, 2000, and
that the text of Post Effective Amendment No.16 has been filed electronically,
Accession No. 0000811161-00-000011.
If there are any questions or comments concerning the foregoing, please
contact Michelle H. Rhee, Esq. of Hale and Dorr, counsel to the Registrant at
(617) 526-6000 (collect).
Sincerely,
/s/Richard T. Holm
Richard T. Holm
cc: Joseph P. Barri, Esq.
Elaine M. Hartnett, Esq.
