[DESCRIPTION] FORM 13F
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 03/31/2000
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: BANKERS TRUST COMPANY
Address: 665 LOCUST
DES MOINES, IA 50309
13F File Number: 28-01949
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered intergral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: DIANA COOK
Title: AVP, TRUST OFFICER
Phone: 515-245-2418
Signature, Place, and Date of Signing:
1 DES MOINES, IOWA 04/12/2000
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 304
Form 13F Information Table Value Total: $ 444,944
List of Other Included Managers:
NONE
<TABLE> <C>
<C>
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/
SH/ PUT/
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN
AMOUNT PRN CALL
SECURITY NAME SUBCLASS
ADC TELECOMMUNICATIONS COMMON STOCK 000886101 5175
96050 SH
ADC TELECOMMUNICATIONS COMMON STOCK 000886101 232
4300 SH
AFLAC INC COMMON STOCK 001055102 376
8250 SH
AES COMMON STOCK 00130H105 866
11000 SH
AT&T COMMON STOCK 001957109 468
8302 SH
AT&T COMMON STOCK 001957109 556
9875 SH
AT&T COMMON STOCK 001957109 220
3901 SH
AT&T COMMON STOCK 001957208 635
10700 SH
AT&T COMMON STOCK 001957208 54
906 SH
ABBOTT LABORATORIES COMMON STOCK 002824100 1490
42340 SH
ABBOTT LABORATORIES COMMON STOCK 002824100 482
13710 SH
ABBOTT LABORATORIES COMMON STOCK 002824100 5
135 SH
ALBERTSON'S INC. COMMON STOCK 013104104 1035
33525 SH
ALBERTSON'S INC. COMMON STOCK 013104104 83
2700 SH
AMERICA ONLINE, INC. COMMON STOCK 02364J104 30
440 SH
AMERICA ONLINE, INC. COMMON STOCK 02364J104 398
5900 SH
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 259
4820 SH
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 452
8400 SH
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 2167
19788 SH
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 471
4300 SH
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 205
1875 SH
ANHEUSER BUSCH COMPANIES INC. COMMON STOCK 035229103 227
3650 SH
ANHEUSER BUSCH COMPANIES INC. COMMON STOCK 035229103 623
10000 SH
ANHEUSER BUSCH COMPANIES INC. COMMON STOCK 035229103 37
600 SH
APPLIED MATERIALS COMMON STOCK 038222105 2941
31200 SH
APPLIED MATERIALS COMMON STOCK 038222105 500
5300 SH
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 1397
16440 SH
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 60
700 SH
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 17
200 SH
BP AMOCO COMMON STOCK 055622104 1856
34850 SH
BP AMOCO COMMON STOCK 055622104 42
794 SH
BANK AMER CORP COMMON STOCK 060505104 1437
27407 SH
BANK AMER CORP COMMON STOCK 060505104 98
1860 SH
BANK OF NEW YORK COMPANY COMMON STOCK 064057102 619
14900 SH
BANK ONE COMMON STOCK 06423A103 365
10622 SH
BELL ATLANTIC CORP COMMON STOCK 077853109 1372
22450 SH
BELL ATLANTIC CORP COMMON STOCK 077853109 147
2400 SH
BELL ATLANTIC CORP COMMON STOCK 077853109 225
3688 SH
BELL SOUTH CORP COMMON STOCK 079860102 2058
43900 SH
BELL SOUTH CORP COMMON STOCK 079860102 207
4412 SH
BIOMET INC COMMON STOCK 090613100 1787
49125 SH
BIOMET INC COMMON STOCK 090613100 122
3350 SH
BIOMET INC COMMON STOCK 090613100 60
1650 SH
BIOMIRA COMMON STOCK 09161R106 117
11470 SH
BOEING COMPANY COMMON STOCK 097023105 182
4808 SH
BOEING COMPANY COMMON STOCK 097023105 106
2800 SH
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 1108
19100 SH
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 597
10290 SH
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 116
2000 SH
CARNIVAL CORP COMMON STOCK 143658102 318
12810 SH
CARNIVAL CORP COMMON STOCK 143658102 124
5000 SH
CHASE MANHATTAN CORPORATION COMMON STOCK 16161A108 161
1845 SH
CHASE MANHATTAN CORPORATION COMMON STOCK 16161A108 1040
11924 SH
CHEMED CORPORATION COMMON STOCK 163596109 3026
100850 SH
CISCO SYSTEMS INC COMMON STOCK 17275R102 2064
26700 SH
CISCO SYSTEMS INC COMMON STOCK 17275R102 201
2600 SH
CITIGROUP COMMON STOCK 172967101 150
2500 SH
CITIGROUP COMMON STOCK 172967101 364
6081 SH
COCA-COLA COMPANY COMMON STOCK 191216100 580
12350 SH
COCA-COLA COMPANY COMMON STOCK 191216100 376
8000 SH
COLGATE PALMOLIVE CO COMMON STOCK 194162103 23
400 SH
COLGATE PALMOLIVE CO COMMON STOCK 194162103 727
12900 SH
COLUMBIA HCA HEALTHCARE CORP. COMMON STOCK 197677107 250
9882 SH
COLUMBIA HCA HEALTHCARE CORP. COMMON STOCK 197677107 48
1900 SH
COMPUTER ASSOCIATES INT'L INC COMMON STOCK 204912109 1682
28425 SH
COMPUTER ASSOCIATES INT'L INC COMMON STOCK 204912109 838
14160 SH
COMPUTER SCIENCES CORP COMMON STOCK 205363104 237
3000 SH
CONCORD EFS INC COMMON STOCK 206197105 790
34435 SH
CONSECO, INC. COMMON STOCK 208464107 524
45792 SH
CONSECO, INC. COMMON STOCK 208464107 9
825 SH
CONSECO, INC. COMMON STOCK 208464107 8
700 SH
DEERE & CO COMMON STOCK 244199105 1280
33680 SH
DEERE & CO COMMON STOCK 244199105 76
2000 SH
DEERE & CO COMMON STOCK 244199105 89
2350 SH
DISNEY COMMON STOCK 254687106 1271
30816 SH
DISNEY COMMON STOCK 254687106 95
2300 SH
DISNEY COMMON STOCK 254687106 136
3300 SH
DOW CHEMICAL COMMON STOCK 260543103 185
1625 SH
DOW CHEMICAL COMMON STOCK 260543103 34
300 SH
DU PONT DE NEMOURS & CO COMMON STOCK 263534109 53
1000 SH
DU PONT DE NEMOURS & CO COMMON STOCK 263534109 293
5542 SH
DU PONT DE NEMOURS & CO COMMON STOCK 263534109 47
889 SH
EMC CORPORATION COMMON STOCK 268648102 12892
102320 SH
EMC CORPORATION COMMON STOCK 268648102 491
3900 SH
EMC CORPORATION COMMON STOCK 268648102 1273
10100 SH
E M C INS GROUP INC COMMON STOCK 268664109 246
31684 SH
EASTMAN KODAK COMPANY COMMON STOCK 277461109 171
3150 SH
EASTMAN KODAK COMPANY COMMON STOCK 277461109 22
400 SH
EASTMAN KODAK COMPANY COMMON STOCK 277461109 90
1650 SH
ECHOSTAR COMMUNICATIONS COMMON STOCK 278762109 253
3200 SH
EL PASO COMMON STOCK 283905107 32
800 SH
EL PASO COMMON STOCK 283905107 242
6000 SH
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104 986
18559 SH
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104 90
1700 SH
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104 8
150 SH
ENRON CORP COMMON STOCK 293561106 1279
17076 SH
EQUIFAX INC COMMON STOCK 294429105 453
17950 SH
EQUITABLE OF IOWA PREFERRED STOCK 294513205 36
1500 SH
EQUITABLE OF IOWA PREFERRED STOCK 294513205 243
10000 SH
EXXON MOBIL COMMON STOCK 30231G102 1568
20115 SH
EXXON MOBIL COMMON STOCK 30231G102 86
1100 SH
EXXON MOBIL COMMON STOCK 30231G102 436
5600 SH
FEDERAL HOME LOAN MORTGAGE CORP. COMMON STOCK 313400301 1160
26260 SH
FEDERAL HOME LOAN MORTGAGE CORP. COMMON STOCK 313400301 66
1500 SH
FEDERAL HOME LOAN MORTGAGE CORP. COMMON STOCK 313400301 424
9600 SH
FEDERAL NATIONAL MORTGAGE COMMON STOCK 313586109 362
6400 SH
FEDERAL NATIONAL MORTGAGE COMMON STOCK 313586109 486
8600 SH
FEDERAL NATIONAL MORTGAGE COMMON STOCK 313586109 91
1600 SH
FEDERATED MUTUAL FUNDS - 31428P202 108
10393 SH
FELCOR COMMON STOCK 31430F101 901
50400 SH
FELCOR COMMON STOCK 31430F101 50
2800 SH
FELCOR COMMON STOCK 31430F101 56
3150 SH
FIFTH THIRD BANCORP COMMON STOCK 316773100 2760
43812 SH
FIFTH THIRD BANCORP COMMON STOCK 316773100 77
1225 SH
FIFTH THIRD BANCORP COMMON STOCK 316773100 76
1200 SH
FIRST DATA CORP COMMON STOCK 319963104 1753
39505 SH
FIRST DATA CORP COMMON STOCK 319963104 655
14770 SH
FIRST DATA CORP COMMON STOCK 319963104 31
700 SH
FIRSTAR COMMON STOCK 33763V109 916
39926 SH
FIRSTAR COMMON STOCK 33763V109 50
2182 SH
FIRSTAR COMMON STOCK 33763V109 136
5928 SH
FOODS INC COMMON STOCK 3449009B3 7520
2112464 SH
FRANKLIN RESOURCES INC COMMON STOCK 354613101 1220
36500 SH
FRANKLIN RESOURCES INC COMMON STOCK 354613101 73
2175 SH
FRANKLIN RESOURCES INC COMMON STOCK 354613101 127
3800 SH
GENETECH, INC. COMMON STOCK 368710406 494
3250 SH
GENERAL ELECTRIC CO. COMMON STOCK 369604103 4610
29625 SH
GENERAL ELECTRIC CO. COMMON STOCK 369604103 191
1225 SH
GENERAL ELECTRIC CO. COMMON STOCK 369604103 1262
8110 SH
GENERAL GROWTH PROPERTIES COMMON STOCK 370021107 107
3500 SH
GENERAL GROWTH PROPERTIES COMMON STOCK 370021107 24
800 SH
GENERAL GROWTH PROPERTIES COMMON STOCK 370021107 265
8700 SH
GENZYME COMMON STOCK 372917104 547
10920 SH
GILLETTE CO COMMON STOCK 375766102 868
23020 SH
GILLETTE CO COMMON STOCK 375766102 40
1050 SH
GILLETTE CO COMMON STOCK 375766102 34
900 SH
HEALTH MANAGEMENT COMMON STOCK 421933102 1427
100150 SH
HEALTH MANAGEMENT COMMON STOCK 421933102 154
10800 SH
HEALTH MANAGEMENT COMMON STOCK 421933102 10
700 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 3620
27309 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 212
1600 SH
HEWLETT PACKARD CO COMMON STOCK 428236103 265
2000 SH
HIGHWOODS PROPERTIES COMMON STOCK 431284108 609
28500 SH
HIGHWOODS PROPERTIES COMMON STOCK 431284108 21
1000 SH
HISPANIC BROADCASTING CORP COMMON STOCK 43357B104 1213
10710 SH
HOME DEPOT, INC. COMMON STOCK 437076102 4958
76862 SH
HOME DEPOT, INC. COMMON STOCK 437076102 1282
19871 SH
HONEYWELL INTERNATIONAL INC. COMMON STOCK 438516106 542
10293 SH
HONEYWELL INTERNATIONAL INC. COMMON STOCK 438516106 42
800 SH
HUBBELL REALTY COMPANY COMMON STOCK 443910104 605
10075 SH
HUBBELL REALTY COMPANY COMMON STOCK 443910104 1115
18575 SH
ILLINOIS TOOL WORKS, INC. COMMON STOCK 452308109 273
4934 SH
INTERNATIONALE NEDERLANDEN GROEP FOREIGN STOCK 456837103 15226
276845 SH
INTERNATIONALE NEDERLANDEN GROEP FOREIGN STOCK 456837103 28229
513248 SH
INTERNATIONALE NEDERLANDEN GROEP FOREIGN STOCK 456837103 104993
1908958 SH
INTEL CORP COMMON STOCK 458140100 5041
38210 SH
INTEL CORP COMMON STOCK 458140100 1767
13390 SH
INTEL CORP COMMON STOCK 458140100 132
1000 SH
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 578
4900 SH
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 271
2300 SH
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 314
2662 SH
INTERPUBLIC GROUP COMMON STOCK 460690100 1474
31200 SH
INTERPUBLIC GROUP COMMON STOCK 460690100 170
3600 SH
INVACARE COMMON STOCK 461203101 936
34100 SH
INVACARE COMMON STOCK 461203101 22
800 SH
INVACARE COMMON STOCK 461203101 71
2600 SH
JEFFERSON PILOT CORP COMMON STOCK 475070108 226
3389 SH
JEFFERSON PILOT CORP COMMON STOCK 475070108 37
563 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 1322
18820 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 63
900 SH
KEMET CORPORATION COMMON STOCK 488360108 2002
31650 SH
KERR-MCGEE CORPORATE COMMON STOCK 492386107 370
6400 SH
KOHLS COMMON STOCK 500255104 318
3100 SH
LCS HOLDINGS, INC. COMMON STOCK 501829998 21578
215782 SH
LEGGETT & PLATT INC COMMON STOCK 524660107 1460
67900 SH
LEGGETT & PLATT INC COMMON STOCK 524660107 77
3600 SH
LEGGETT & PLATT INC COMMON STOCK 524660107 90
4200 SH
LINEAR TECHNOLOGY COMMON STOCK 535678106 2398
43600 SH
LINEAR TECHNOLOGY COMMON STOCK 535678106 88
1600 SH
LUCENT TECHNOLOGIES, INC. COMMON STOCK 549463107 618
9972 SH
LUCENT TECHNOLOGIES, INC. COMMON STOCK 549463107 8
132 SH
LUCENT TECHNOLOGIES, INC. COMMON STOCK 549463107 174
2804 SH
MBIA, INC. COMMON STOCK 55262C100 239
4600 SH
MBNA CORP COMMON STOCK 55262L100 762
29869 SH
MCI COMMON STOCK 55268B106 669
14767 SH
MCI COMMON STOCK 55268B106 27
600 SH
MACERICH COMPANY COMMON STOCK 554382101 57
2750 SH
MACERICH COMPANY COMMON STOCK 554382101 230
11150 SH
MCDONALDS CORP COMMON STOCK 580135101 1024
27400 SH
MCDONALDS CORP COMMON STOCK 580135101 49
1300 SH
MCGRAW-HILL COMPANIES, INC. COMMON STOCK 580645109 564
12400 SH
MEDIAONE GROUP COMMON STOCK 58440J104 95
1171 SH
MEDIAONE GROUP COMMON STOCK 58440J104 278
3436 SH
MEDIAPLEX INC. COMMON STOCK 58446B105 520
10000 SH
MEDTRONIC, INC COMMON STOCK 585055106 28
540 SH
MEDTRONIC, INC COMMON STOCK 585055106 370
7200 SH
MEDTRONIC, INC COMMON STOCK 585055106 10
200 SH
MELLON FINANCIAL CORP COMMON STOCK 58551A108 64
2140 SH
MELLON FINANCIAL CORP COMMON STOCK 58551A108 770
25884 SH
MERCANTILE BANK SHARES COMMON STOCK 587405101 41
1350 SH
MERCANTILE BANK SHARES COMMON STOCK 587405101 393
12875 SH
MERCK & CO, INC COMMON STOCK 589331107 1795
28900 SH
MERCK & CO, INC COMMON STOCK 589331107 245
3950 SH
MERCK & CO, INC COMMON STOCK 589331107 37
600 SH
MEREDITH CORP COMMON STOCK 589433101 22
800 SH
MEREDITH CORP COMMON STOCK 589433101 3801
137296 SH
MEREDITH CORP COMMON STOCK 589433101 8
300 SH
MEREDITH CORP COMMON STOCK 589433200 30602
1391022 SH
METROMEDIA FIBER NETWORK INC COMMON STOCK 591689104 242
2500 SH
MICROSOFT CORP COMMON STOCK 594918104 2758
25960 SH
MICROSOFT CORP COMMON STOCK 594918104 1407
13245 SH
MICROSOFT CORP COMMON STOCK 594918104 74
700 SH
MINNESOTA MINING & MFG CO COMMON STOCK 604059105 97
1100 SH
MINNESOTA MINING & MFG CO COMMON STOCK 604059105 418
4725 SH
MINNESOTA MINING & MFG CO COMMON STOCK 604059105 106
1200 SH
MOLEX INC COMMON STOCK 608554200 2570
57907 SH
MOLEX INC COMMON STOCK 608554200 116
2625 SH
MONTANA POWER CO COMMON STOCK 612085100 179
2800 SH
MONTANA POWER CO COMMON STOCK 612085100 77
1200 SH
MORGAN STANLEY COMMON STOCK 617446448 364
4396 SH
MORGAN STANLEY COMMON STOCK 617446448 265
3200 SH
MOTOROLA INC COMMON STOCK 620076109 1632
11175 SH
MOTOROLA INC COMMON STOCK 620076109 55
375 SH
MOTOROLA INC COMMON STOCK 620076109 168
1150 SH
MUNSTER, IND. SCHOOL BUILDING MUNICIPAL OBLIG 626388FF4 461
500000 PRN
NOKIA CORP ADR COMMON STOCK 654902204 622
2800 SH
ORACLE SYSTEMS COMMON STOCK 68389X105 827
10600 SH
PE CORP-PE BIOSYSTEMS GROUP COMMON STOCK 69332S102 193
2000 SH
PE CORP-PE BIOSYSTEMS GROUP COMMON STOCK 69332S102 77
800 SH
PALL CORPORATION COMMON STOCK 696429307 700
31200 SH
PANAMSAT CORP COMMON STOCK 697933109 30
612 SH
PANAMSAT CORP COMMON STOCK 697933109 245
5000 SH
PEPSICO INC COMMON STOCK 713448108 1075
30822 SH
PEPSICO INC COMMON STOCK 713448108 84
2400 SH
PEPSICO INC COMMON STOCK 713448108 35
1000 SH
PEREGRINE SYSTEMS COMMON STOCK 71366Q101 268
4000 SH
PFIZER, INC COMMON STOCK 717081103 2615
71510 SH
PFIZER, INC COMMON STOCK 717081103 511
13975 SH
PFIZER, INC COMMON STOCK 717081103 33
900 SH
PITNEY BOWES INC COMMON STOCK 724479100 18
400 SH
PITNEY BOWES INC COMMON STOCK 724479100 313
7000 SH
PROCTER & GAMBLE CO COMMON STOCK 742718109 806
14270 SH
PROCTER & GAMBLE CO COMMON STOCK 742718109 51
900 SH
QUAKER OATS CO COMMON STOCK 747402105 303
5000 SH
QUAKER OATS CO COMMON STOCK 747402105 61
1000 SH
QUALCOMM INC COMMON STOCK 747525103 388
2600 SH
QUALCOMM INC COMMON STOCK 747525103 60
400 SH
REPSOL, S.A. ADS COMMON STOCK 76026T205 83
3900 SH
REPSOL, S.A. ADS COMMON STOCK 76026T205 831
39000 SH
REUTERS GROUP COMMON STOCK 76132M102 253
2122 SH
ROBINSON REALTY CO COMMON STOCK 7709009A8 648
12 SH
SBC COMMUNICATIONS, INC COMMON STOCK 78387G103 131
3106 SH
SBC COMMUNICATIONS, INC COMMON STOCK 78387G103 29
700 SH
SBC COMMUNICATIONS, INC COMMON STOCK 78387G103 75
1770 SH
SCHERING PLOUGH CORP COMMON STOCK 806605101 356
9600 SH
SCHLUMBERGER LTD COMMON STOCK 806857108 2213
28934 SH
SCHLUMBERGER LTD COMMON STOCK 806857108 817
10680 SH
SCHLUMBERGER LTD COMMON STOCK 806857108 15
200 SH
SEALED AIR COMMON STOCK 81211K100 578
10650 SH
SIGMA-ALDRICH COMMON STOCK 826552101 935
34780 SH
SOMERSET TRUST COMMON STOCK 835104100 1043
18800 SH
STARBUCKS CORP COMMON STOCK 855244109 255
5700 SH
STATE STREET CORP COMMON STOCK 857477103 73
750 SH
STATE STREET CORP COMMON STOCK 857477103 242
2500 SH
TARGET COMMON STOCK 87612E106 96
1280 SH
TARGET COMMON STOCK 87612E106 998
13350 SH
TELEFLEX INC. COMMON STOCK 879369106 1252
35400 SH
TELEFLEX INC. COMMON STOCK 879369106 74
2100 SH
TEXACO INC COMMON STOCK 881694103 755
14052 SH
TEXACO INC COMMON STOCK 881694103 75
1400 SH
TEXACO INC COMMON STOCK 881694103 102
1900 SH
THERMO ELECTRON COMMON STOCK 883556102 968
47525 SH
TIME WARNER INC COMMON STOCK 887315109 846
8455 SH
TRIBUNE COMPANY COMMON STOCK 896047107 314
8580 SH
TRIBUNE COMPANY COMMON STOCK 896047107 11
300 SH
TYCO INTERNATIONAL, INC, COMMON STOCK 902124106 1419
28310 SH
TYCO INTERNATIONAL, INC, COMMON STOCK 902124106 98
1962 SH
U S BANCORP COMMON STOCK 902973106 74
3395 SH
U S BANCORP COMMON STOCK 902973106 494
22600 SH
UNILEVER NV-NY SHARES COMMON STOCK 904784709 34
714 SH
UNILEVER NV-NY SHARES COMMON STOCK 904784709 215
4464 SH
UNION PLANTERS CORP COMMON STOCK 908068109 233
7558 SH
U S WEST COMMON STOCK 91273H101 95
1303 SH
U S WEST COMMON STOCK 91273H101 51
700 SH
U S WEST COMMON STOCK 91273H101 296
4077 SH
U S TRUST CORP NEW COMMON STOCK 91288L105 114
600 SH
U S TRUST CORP NEW COMMON STOCK 91288L105 681
3600 SH
VERITAS SOFTWARE CORP COMMON STOCK 923436109 210
1600 SH
WALMART STORES, INC. COMMON STOCK 931142103 5062
89590 SH
WALMART STORES, INC. COMMON STOCK 931142103 123
2175 SH
WALMART STORES, INC. COMMON STOCK 931142103 161
2850 SH
WALGREEN CO COMMON STOCK 931422109 1728
67100 SH
WALGREEN CO COMMON STOCK 931422109 420
16300 SH
WARNER-LAMBERT CO COMMON STOCK 934488107 625
6400 SH
WARNER-LAMBERT CO COMMON STOCK 934488107 142
1450 SH
WASHINGTON MUTUAL INC COMMON STOCK 939322103 1100
41500 SH
WILLIAMS COMPANIES, INC. COMMON STOCK 969457100 2325
52917 SH
WILLIAMS COMPANIES, INC. COMMON STOCK 969457100 97
2200 SH
WILLIAMS COMPANIES, INC. COMMON STOCK 969457100 64
1450 SH
XILINX INC. COMMON STOCK 983919101 50
600 SH
XILINX INC. COMMON STOCK 983919101 232
2800 SH
RAIN & HAIL INSURANCE SERVICE COMMON STOCK CS0000246 25076
900405 SH
RAIN & HAIL INSURANCE SERVICES COMMON STOCK CS0000253 17859
641241 SH
CRAMER & ASSOCIATES COMMON STOCK SU0013957 2775
46605 SH
NAME OF ISSUER INVSTMT OTHER VOTING AUTHORITY
SECURITY NAME DISCRTN MANAGERS SOLE SHARED
NONE
ADC TELECOMMUNICATIONS SOLE 94050
ADC TELECOMMUNICATIONS SOLE
2000
ADC TELECOMMUNICATIONS DEFINED 100
ADC TELECOMMUNICATIONS DEFINED
4200
AFLAC INC SOLE 8250
AES DEFINED 11000
AT&T SOLE 8302
AT&T DEFINED 9500
AT&T DEFINED
375
AT&T OTHER 3162
AT&T OTHER
739
AT&T DEFINED 10700
AT&T OTHER 150
AT&T OTHER
756
ABBOTT LABORATORIES SOLE 42340
ABBOTT LABORATORIES DEFINED 12610
ABBOTT LABORATORIES DEFINED
1100
ABBOTT LABORATORIES OTHER 135
ALBERTSON'S INC. SOLE 33225
ALBERTSON'S INC. SOLE
300
ALBERTSON'S INC. DEFINED
2700
AMERICA ONLINE, INC. SOLE 440
AMERICA ONLINE, INC. DEFINED 5900
AMERICAN HOME PRODUCTS CORP SOLE 4820
AMERICAN HOME PRODUCTS CORP DEFINED 6400
AMERICAN HOME PRODUCTS CORP DEFINED
2000
AMERICAN INTERNATIONAL GROUP SOLE 19688
AMERICAN INTERNATIONAL GROUP SOLE
100
AMERICAN INTERNATIONAL GROUP DEFINED 3250
AMERICAN INTERNATIONAL GROUP DEFINED
1050
AMERICAN INTERNATIONAL GROUP OTHER 1875
ANHEUSER BUSCH COMPANIES INC. SOLE 3450
ANHEUSER BUSCH COMPANIES INC. SOLE
200
ANHEUSER BUSCH COMPANIES INC. DEFINED 10000
ANHEUSER BUSCH COMPANIES INC. OTHER 600
APPLIED MATERIALS SOLE 31200
APPLIED MATERIALS DEFINED 1700
APPLIED MATERIALS DEFINED
3600
ATLANTIC RICHFIELD CO SOLE 16440
ATLANTIC RICHFIELD CO DEFINED 500
ATLANTIC RICHFIELD CO DEFINED
200
ATLANTIC RICHFIELD CO OTHER 200
BP AMOCO SOLE 34850
BP AMOCO OTHER 794
BANK AMER CORP SOLE 27181
BANK AMER CORP SOLE
226
BANK AMER CORP DEFINED 956
BANK AMER CORP DEFINED
904
BANK OF NEW YORK COMPANY DEFINED 14900
BANK ONE SOLE 10422
BANK ONE SOLE
200
BELL ATLANTIC CORP SOLE 22450
BELL ATLANTIC CORP DEFINED 400
BELL ATLANTIC CORP DEFINED
2000
BELL ATLANTIC CORP OTHER 2800
BELL ATLANTIC CORP OTHER 888
BELL SOUTH CORP SOLE 43300
BELL SOUTH CORP SOLE
600
BELL SOUTH CORP OTHER 3112
BELL SOUTH CORP OTHER 1300
BIOMET INC SOLE 48325
BIOMET INC SOLE
800
BIOMET INC DEFINED 50
BIOMET INC DEFINED
3300
BIOMET INC OTHER 1650
BIOMIRA SOLE 8820
BIOMIRA SOLE
2650
BOEING COMPANY SOLE 4808
BOEING COMPANY OTHER 2800
BRISTOL-MYERS SQUIBB CO SOLE 19100
BRISTOL-MYERS SQUIBB CO DEFINED 7490
BRISTOL-MYERS SQUIBB CO DEFINED
2800
BRISTOL-MYERS SQUIBB CO OTHER 1200
BRISTOL-MYERS SQUIBB CO OTHER 800
CARNIVAL CORP SOLE 12810
CARNIVAL CORP DEFINED 5000
CHASE MANHATTAN CORPORATION SOLE 1845
CHASE MANHATTAN CORPORATION DEFINED 11924
CHEMED CORPORATION SOLE 100850
CISCO SYSTEMS INC DEFINED 26700
CISCO SYSTEMS INC OTHER 2600
CITIGROUP DEFINED 2500
CITIGROUP OTHER 5106
CITIGROUP OTHER 975
COCA-COLA COMPANY SOLE 12350
COCA-COLA COMPANY OTHER 4000
COCA-COLA COMPANY OTHER
4000
COLGATE PALMOLIVE CO SOLE 400
COLGATE PALMOLIVE CO DEFINED 12900
COLUMBIA HCA HEALTHCARE CORP. SOLE 9882
COLUMBIA HCA HEALTHCARE CORP. DEFINED 1900
COMPUTER ASSOCIATES INT'L INC SOLE 28425
COMPUTER ASSOCIATES INT'L INC DEFINED 12460
COMPUTER ASSOCIATES INT'L INC DEFINED
1700
COMPUTER SCIENCES CORP OTHER 3000
CONCORD EFS INC DEFINED 34435
CONSECO, INC. SOLE 45334
CONSECO, INC. SOLE
458
CONSECO, INC. DEFINED
825
CONSECO, INC. OTHER 250
CONSECO, INC. OTHER 450
DEERE & CO SOLE 32950
DEERE & CO SOLE
730
DEERE & CO DEFINED
2000
DEERE & CO OTHER 1900
DEERE & CO OTHER 450
DISNEY SOLE 30616
DISNEY SOLE
200
DISNEY DEFINED
2300
DISNEY OTHER 3300
DOW CHEMICAL SOLE 1625
DOW CHEMICAL OTHER 300
DU PONT DE NEMOURS & CO SOLE 1000
DU PONT DE NEMOURS & CO DEFINED 5167
DU PONT DE NEMOURS & CO DEFINED
375
DU PONT DE NEMOURS & CO OTHER 889
EMC CORPORATION SOLE 101320
EMC CORPORATION SOLE
1000
EMC CORPORATION DEFINED 1700
EMC CORPORATION DEFINED
2200
EMC CORPORATION OTHER 8700
EMC CORPORATION OTHER 1400
E M C INS GROUP INC SOLE 31684
EASTMAN KODAK COMPANY SOLE 3150
EASTMAN KODAK COMPANY DEFINED
400
EASTMAN KODAK COMPANY OTHER 1650
ECHOSTAR COMMUNICATIONS DEFINED 3200
EL PASO SOLE 800
EL PASO DEFINED 6000
EMERSON ELECTRIC COMPANY SOLE 18059
EMERSON ELECTRIC COMPANY SOLE
500
EMERSON ELECTRIC COMPANY DEFINED
1700
EMERSON ELECTRIC COMPANY OTHER 150
ENRON CORP SOLE 17076
EQUIFAX INC DEFINED 17950
EQUITABLE OF IOWA SOLE 900
EQUITABLE OF IOWA SOLE
600
EQUITABLE OF IOWA OTHER
10000
EXXON MOBIL SOLE 20115
EXXON MOBIL DEFINED
1100
EXXON MOBIL OTHER 4500
EXXON MOBIL OTHER 1100
FEDERAL HOME LOAN MORTGAGE CORP.SOLE 26260
FEDERAL HOME LOAN MORTGAGE CORP.DEFINED
1500
FEDERAL HOME LOAN MORTGAGE CORP.OTHER 9600
FEDERAL NATIONAL MORTGAGE SOLE 6400
FEDERAL NATIONAL MORTGAGE DEFINED 8600
FEDERAL NATIONAL MORTGAGE OTHER 1600
FEDERATED DEFINED
10393
FELCOR SOLE 49150
FELCOR SOLE
1250
FELCOR DEFINED 100
FELCOR DEFINED
2700
FELCOR OTHER 3150
FIFTH THIRD BANCORP SOLE 43475
FIFTH THIRD BANCORP SOLE
337
FIFTH THIRD BANCORP DEFINED 50
FIFTH THIRD BANCORP DEFINED
1175
FIFTH THIRD BANCORP OTHER 1200
FIRST DATA CORP SOLE 39005
FIRST DATA CORP SOLE
500
FIRST DATA CORP DEFINED 12970
FIRST DATA CORP DEFINED
1800
FIRST DATA CORP OTHER 100
FIRST DATA CORP OTHER 600
FIRSTAR SOLE 39926
FIRSTAR DEFINED
2182
FIRSTAR OTHER 4560
FIRSTAR OTHER 1368
FOODS INC DEFINED 2112464
FRANKLIN RESOURCES INC SOLE 36500
FRANKLIN RESOURCES INC DEFINED
2175
FRANKLIN RESOURCES INC OTHER 3800
GENETECH, INC. DEFINED 3250
GENERAL ELECTRIC CO. SOLE 29425
GENERAL ELECTRIC CO. SOLE
200
GENERAL ELECTRIC CO. DEFINED
1225
GENERAL ELECTRIC CO. OTHER 4710
GENERAL ELECTRIC CO. OTHER 1800
GENERAL ELECTRIC CO. OTHER
1600
GENERAL GROWTH PROPERTIES SOLE 3500
GENERAL GROWTH PROPERTIES DEFINED
800
GENERAL GROWTH PROPERTIES OTHER 8300
GENERAL GROWTH PROPERTIES OTHER 400
GENZYME DEFINED 10920
GILLETTE CO SOLE 23000
GILLETTE CO SOLE
20
GILLETTE CO DEFINED 50
GILLETTE CO DEFINED
1000
GILLETTE CO OTHER 600
GILLETTE CO OTHER 300
HEALTH MANAGEMENT SOLE 97850
HEALTH MANAGEMENT SOLE
2300
HEALTH MANAGEMENT DEFINED 7200
HEALTH MANAGEMENT DEFINED
3600
HEALTH MANAGEMENT OTHER 700
HEWLETT PACKARD CO SOLE 27309
HEWLETT PACKARD CO DEFINED
1600
HEWLETT PACKARD CO OTHER 2000
HIGHWOODS PROPERTIES SOLE 28000
HIGHWOODS PROPERTIES SOLE
500
HIGHWOODS PROPERTIES OTHER 1000
HISPANIC BROADCASTING CORP DEFINED 10710
HOME DEPOT, INC. SOLE 76762
HOME DEPOT, INC. SOLE
100
HOME DEPOT, INC. DEFINED 16834
HOME DEPOT, INC. DEFINED
3037
HONEYWELL INTERNATIONAL INC. DEFINED 9825
HONEYWELL INTERNATIONAL INC. DEFINED
468
HONEYWELL INTERNATIONAL INC. OTHER 800
HUBBELL REALTY COMPANY SOLE 10075
HUBBELL REALTY COMPANY OTHER 16950
HUBBELL REALTY COMPANY OTHER
1625
ILLINOIS TOOL WORKS, INC. SOLE 4934
INTERNATIONALE NEDERLANDEN GROEPSOLE 276845
INTERNATIONALE NEDERLANDEN GROEPDEFINED
513248
INTERNATIONALE NEDERLANDEN GROEPOTHER 1529957
INTERNATIONALE NEDERLANDEN GROEPOTHER 306743
INTERNATIONALE NEDERLANDEN GROEPOTHER
72258
INTEL CORP SOLE 37680
INTEL CORP SOLE
530
INTEL CORP DEFINED 12140
INTEL CORP DEFINED
1250
INTEL CORP OTHER 1000
INTERNATIONAL BUSINESS MACHINES SOLE 4800
INTERNATIONAL BUSINESS MACHINES SOLE
100
INTERNATIONAL BUSINESS MACHINES DEFINED 2300
INTERNATIONAL BUSINESS MACHINES OTHER 1200
INTERNATIONAL BUSINESS MACHINES OTHER 150
INTERNATIONAL BUSINESS MACHINES OTHER
1312
INTERPUBLIC GROUP SOLE 31200
INTERPUBLIC GROUP OTHER 3600
INVACARE SOLE 33500
INVACARE SOLE
600
INVACARE DEFINED
800
INVACARE OTHER 2600
JEFFERSON PILOT CORP SOLE 3389
JEFFERSON PILOT CORP OTHER 563
JOHNSON & JOHNSON SOLE 18620
JOHNSON & JOHNSON SOLE
200
JOHNSON & JOHNSON DEFINED
900
KEMET CORPORATION SOLE 30850
KEMET CORPORATION SOLE
800
KERR-MCGEE CORPORATE SOLE 6400
KOHLS SOLE 3100
LCS HOLDINGS, INC. DEFINED
215782
LEGGETT & PLATT INC SOLE 67100
LEGGETT & PLATT INC SOLE
800
LEGGETT & PLATT INC DEFINED
3600
LEGGETT & PLATT INC OTHER 4200
LINEAR TECHNOLOGY SOLE 43000
LINEAR TECHNOLOGY SOLE
600
LINEAR TECHNOLOGY DEFINED
1600
LUCENT TECHNOLOGIES, INC. SOLE 9622
LUCENT TECHNOLOGIES, INC. SOLE
350
LUCENT TECHNOLOGIES, INC. DEFINED 132
LUCENT TECHNOLOGIES, INC. OTHER 2804
MBIA, INC. SOLE 4600
MBNA CORP SOLE 29869
MCI SOLE 14617
MCI SOLE
150
MCI DEFINED 600
MACERICH COMPANY SOLE 2750
MACERICH COMPANY OTHER 11150
MCDONALDS CORP SOLE 27400
MCDONALDS CORP OTHER 1000
MCDONALDS CORP OTHER 300
MCGRAW-HILL COMPANIES, INC. SOLE 12400
MEDIAONE GROUP SOLE 1171
MEDIAONE GROUP OTHER 3036
MEDIAONE GROUP OTHER 400
MEDIAPLEX INC. DEFINED 10000
MEDTRONIC, INC SOLE 540
MEDTRONIC, INC DEFINED 7200
MEDTRONIC, INC OTHER 200
MELLON FINANCIAL CORP SOLE 2140
MELLON FINANCIAL CORP DEFINED 25884
MERCANTILE BANK SHARES SOLE 1350
MERCANTILE BANK SHARES DEFINED 12875
MERCK & CO, INC SOLE 28600
MERCK & CO, INC SOLE
300
MERCK & CO, INC DEFINED 2000
MERCK & CO, INC DEFINED
1950
MERCK & CO, INC OTHER 600
MEREDITH CORP SOLE 800
MEREDITH CORP DEFINED 136496
MEREDITH CORP DEFINED
800
MEREDITH CORP OTHER 300
MEREDITH CORP DEFINED 1032460
MEREDITH CORP DEFINED
358562
METROMEDIA FIBER NETWORK INC DEFINED 2500
MICROSOFT CORP SOLE 25960
MICROSOFT CORP DEFINED 10245
MICROSOFT CORP DEFINED
3000
MICROSOFT CORP OTHER 700
MINNESOTA MINING & MFG CO SOLE 1100
MINNESOTA MINING & MFG CO DEFINED 4600
MINNESOTA MINING & MFG CO DEFINED
125
MINNESOTA MINING & MFG CO OTHER 1200
MOLEX INC SOLE 57032
MOLEX INC SOLE
875
MOLEX INC DEFINED
2625
MONTANA POWER CO SOLE 2800
MONTANA POWER CO OTHER 1200
MORGAN STANLEY SOLE 4396
MORGAN STANLEY OTHER 3200
MOTOROLA INC SOLE 11175
MOTOROLA INC DEFINED
375
MOTOROLA INC OTHER 1000
MOTOROLA INC OTHER 150
MUNSTER, IND. SCHOOL BUILDING SOLE 500000
NOKIA CORP ADR DEFINED 2800
ORACLE SYSTEMS DEFINED 10600
PE CORP-PE BIOSYSTEMS GROUP SOLE 2000
PE CORP-PE BIOSYSTEMS GROUP OTHER 800
PALL CORPORATION SOLE 30800
PALL CORPORATION SOLE
400
PANAMSAT CORP SOLE 612
PANAMSAT CORP DEFINED 5000
PEPSICO INC SOLE 30322
PEPSICO INC SOLE
500
PEPSICO INC DEFINED
2400
PEPSICO INC OTHER 1000
PEREGRINE SYSTEMS DEFINED 4000
PFIZER, INC SOLE 69710
PFIZER, INC SOLE
1800
PFIZER, INC DEFINED 11450
PFIZER, INC DEFINED
2525
PFIZER, INC OTHER 900
PITNEY BOWES INC SOLE 400
PITNEY BOWES INC DEFINED 7000
PROCTER & GAMBLE CO SOLE 14270
PROCTER & GAMBLE CO DEFINED
900
QUAKER OATS CO SOLE 5000
QUAKER OATS CO DEFINED 1000
QUALCOMM INC SOLE 2600
QUALCOMM INC DEFINED 400
REPSOL, S.A. ADS SOLE 3900
REPSOL, S.A. ADS DEFINED 39000
REUTERS GROUP SOLE 2122
ROBINSON REALTY CO SOLE 12
SBC COMMUNICATIONS, INC SOLE 3106
SBC COMMUNICATIONS, INC DEFINED 700
SBC COMMUNICATIONS, INC OTHER 763
SBC COMMUNICATIONS, INC OTHER 1007
SCHERING PLOUGH CORP SOLE 9600
SCHLUMBERGER LTD SOLE 28634
SCHLUMBERGER LTD SOLE
300
SCHLUMBERGER LTD DEFINED 9380
SCHLUMBERGER LTD DEFINED
1300
SCHLUMBERGER LTD OTHER 200
SEALED AIR DEFINED 10650
SIGMA-ALDRICH SOLE 34480
SIGMA-ALDRICH SOLE
300
SOMERSET TRUST OTHER 18800
STARBUCKS CORP DEFINED 5700
STATE STREET CORP DEFINED
750
STATE STREET CORP OTHER 2500
TARGET SOLE 1150
TARGET SOLE
130
TARGET DEFINED 13350
TELEFLEX INC. SOLE 35400
TELEFLEX INC. DEFINED
2100
TEXACO INC SOLE 13852
TEXACO INC SOLE
200
TEXACO INC DEFINED 600
TEXACO INC DEFINED
800
TEXACO INC OTHER 1900
THERMO ELECTRON SOLE 46725
THERMO ELECTRON SOLE
800
TIME WARNER INC DEFINED 8455
TRIBUNE COMPANY DEFINED 8580
TRIBUNE COMPANY OTHER 300
TYCO INTERNATIONAL, INC, SOLE 28310
TYCO INTERNATIONAL, INC, DEFINED
1962
U S BANCORP SOLE 3195
U S BANCORP SOLE
200
U S BANCORP DEFINED 21300
U S BANCORP DEFINED
1300
UNILEVER NV-NY SHARES SOLE 714
UNILEVER NV-NY SHARES DEFINED 4464
UNION PLANTERS CORP SOLE 7558
U S WEST SOLE 1303
U S WEST DEFINED 700
U S WEST OTHER 3546
U S WEST OTHER 531
U S TRUST CORP NEW SOLE 600
U S TRUST CORP NEW DEFINED 3600
VERITAS SOFTWARE CORP DEFINED 1600
WALMART STORES, INC. SOLE 88540
WALMART STORES, INC. SOLE
1050
WALMART STORES, INC. DEFINED 100
WALMART STORES, INC. DEFINED
2075
WALMART STORES, INC. OTHER 1250
WALMART STORES, INC. OTHER 1600
WALGREEN CO SOLE 66950
WALGREEN CO SOLE
150
WALGREEN CO OTHER 300
WALGREEN CO OTHER 8000
WALGREEN CO OTHER
8000
WARNER-LAMBERT CO SOLE 6400
WARNER-LAMBERT CO OTHER 1450
WASHINGTON MUTUAL INC SOLE 41500
WILLIAMS COMPANIES, INC. SOLE 52167
WILLIAMS COMPANIES, INC. SOLE
750
WILLIAMS COMPANIES, INC. DEFINED
2200
WILLIAMS COMPANIES, INC. OTHER 1450
XILINX INC. SOLE 600
XILINX INC. DEFINED 2800
RAIN & HAIL INSURANCE SERVICE DEFINED 900405
RAIN & HAIL INSURANCE SERVICES DEFINED 641241
CRAMER & ASSOCIATES DEFINED
46605
</TABLE>
