PRUDENTIAL VARIABLE CONTRACT ACCOUNT 24
497J, 1995-05-03
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The Prudential Insurance Company of America
Prudential Plaza
Newark, New Jersey 07102-3777




                                       May 3, 1995

VIA EDGAR
- ---------

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington D.C. 20549


          Re:  The Prudential Variable Contract Account-24
               File No. 33-12362
               Rule No. 497(j)
               --------------------------------------------


Dear Sir/Madam:

    On behalf of the Registrant, the undersigned certifies that:

    (1) the form of Prospectus and Statement of Additional Information that
would have been filed under Rule 497(c) of the Securities Act of 1933, does
not differ from that contained in the most recent Post-Effective Amendment
to the Registration Statement on Form N-4 (the "Registration Statement"), and

    (2) the text of the most recent Registration Statement was filed
electronically with the Securities and Exchange Commission on April 28, 1995
and became effective May 1, 1995 pursuant to Rule 485(b).


                                     Very truly yours,
                                     The Prudential Variable Contract Account-24


                                     /s/ C. Christopher Sprague
                                     ---------------------------
                                     C. Christopher Sprague
                                     Assistant General Counsel



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