UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G/A
Under the Securities Exchange Act of 1934
(Amendment No. 11 )*
STERLING FINANCIAL CORPORATION
(Name of Issuer)
$5.00 par value Common Stock
(Title of Class of Securities)
859317 10 9
(CUSIP Number)
N/A
(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this Schedule
is filed:
[ ] Rule 13d-1(b)
[X] Rule 13d-1(c)
[ ] Rule 13d-1(d)
*The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject
class of securities, and for any subsequent amendment
containing information which would alter the disclosures provided in
a prior cover page.
The information required in the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities
Exchange of 1934 ("Act") or otherwise subject to the liabilities of that
section of the Act but shall be subject to all other provisions of the Act.
CUSIP NO. 859317 10 9 13G/A Page 2 of 4 Pages
1 NAME OF REPORTING PERSON
S.S. or I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Howard E. Groff
Social Security ####-##-####
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
(a) | |
(b) | X |
3 SEC USE ONLY
4 CITIZENSHIP OR PLACE OF ORGANIZATION
USA
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH:
5 SOLE VOTING POWER
751,104
6 SHARED VOTING POWER
1,601
7 SOLE DISPOSITIVE POWER
751,104
8 SHARED DISPOSITIVE POWER
1,601
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
752,705
10 CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN
SHARES
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
11.7%
12 TYPE OF REPORTING PERSON
IN
SCHEDULE 13G/A
STERLING FINANCIAL CORPORATION
Page 3 of 4 Pages
Item 1 (a) Name of Issuer: Sterling Financial Corporation
Item 1 (b) Address of Issuer's Principal Executive Office:
101 North Pointe Boulevard
Lancaster, PA 17601-4133
Item 2 (a) Name of Person Filing: Howard E. Groff
Item 2 (b) Address of Principal Business Office or, if none, Residence:
111 East State Street
Quarryville, PA 17566
Item 2 (c) Citizenship: USA
Item 2 (d) Title of Class of Securities: $5.00 par value Common Stock
Item 2 (e) CUSIP Number: 859317 10 9
Item 3 Not applicable - This statement is filed pursuant to Rule 13d-1(c).
Item 4 Ownership:
(a) Amount Beneficially Owned: 752,705
(b) Percent of Class: 11.7%
(c) Number of shares as to which such person has:
(i) sole power to vote or to direct the vote: 751,104
(ii) shared power to vote or to direct the vote: 1,601
(iii) sole power to dispose or to direct the disposition of: 751,104
(iv) shared power to dispose or to direct the disposition of: 1,601
Item 5 Ownership of Five Percent or Less of a Class:
Not Applicable
Item 6 Ownership of More than Five Percent on Behalf of Another Person:
Not Applicable
Page 4 of 4 Pages
Item 7 Identification and Classification of the Subsidiary Which Acquired
the Security Being Reported on by the Parent Holding Company:
Not Applicable
Item 8 Identification and Classification of Members of the Group:
Not Applicable
Item 9 Notice of Dissolution of Group: Not Applicable
Item 10 Certification:
By signing below I certify that, to the best of my knowledge
and belief, the securities referred to above were not acquired and
are not held for the purpose of or with the effect of changing or
influencing the control of the issuer of the securities and were not
acquired and are not held in connection with or as a participant in any
transaction having that purpose or effect.
Signature
After reasonable inquiry and to the best of my knowledge and belief,
I certify that the information set forth in this statement
is true, complete and correct.
Date: January 11, 1999
/s/ Howard E. Groff
Howard E. Groff
