STERLING FINANCIAL CORP /PA/
10-Q, EX-27, 2000-08-11
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                          36,261
<INT-BEARING-DEPOSITS>                           1,500
<FED-FUNDS-SOLD>                                13,357
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    209,627
<INVESTMENTS-CARRYING>                          49,256
<INVESTMENTS-MARKET>                            48,969
<LOANS>                                        712,862
<ALLOWANCE>                                      8,248
<TOTAL-ASSETS>                               1,111,958
<DEPOSITS>                                     941,493
<SHORT-TERM>                                    22,844
<LIABILITIES-OTHER>                             17,510
<LONG-TERM>                                     36,613
                                0
                                          0
<COMMON>                                        44,674
<OTHER-SE>                                      48,824
<TOTAL-LIABILITIES-AND-EQUITY>               1,111,958
<INTEREST-LOAN>                                 28,227
<INTEREST-INVEST>                                7,565
<INTEREST-OTHER>                                   498
<INTEREST-TOTAL>                                36,290
<INTEREST-DEPOSIT>                              15,201
<INTEREST-EXPENSE>                              17,013
<INTEREST-INCOME-NET>                           19,277
<LOAN-LOSSES>                                       99
<SECURITIES-GAINS>                                 300
<EXPENSE-OTHER>                                 25,699
<INCOME-PRETAX>                                  9,972
<INCOME-PRE-EXTRAORDINARY>                       7,352
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     7,352
<EPS-BASIC>                                        .82
<EPS-DILUTED>                                      .82
<YIELD-ACTUAL>                                    4.02
<LOANS-NON>                                        943
<LOANS-PAST>                                       358
<LOANS-TROUBLED>                                 1,944
<LOANS-PROBLEM>                                  3,054
<ALLOWANCE-OPEN>                                 8,174
<CHARGE-OFFS>                                      114
<RECOVERIES>                                        89
<ALLOWANCE-CLOSE>                                8,248
<ALLOWANCE-DOMESTIC>                             8,248
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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