CITICORP MORTGAGE SECURITIES INC
15-15D, 1998-01-30
ASSET-BACKED SECURITIES
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                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                     FORM 15

Certification and Notice of Termination of Registration under 12(g) of the
Securities Exchange Act of 1934 or Suspension of Duty to File Reports Under
Sections 13 and 15(d) of the Securities Exchange Act of 1934.

                         Commission File Number 33-66222

                       CITICORP MORTGAGE SECURITIES, INC.
           (Issuer in respect of the REMIC Pass-Through Certificates)
             (Exact name of registrant as specified in its charter)

                          909 Third Avenue, 30th Floor
                            New York, New York 10043
                                 (212) 559-6727
   (Address, including zip code, and telephone number, including area code, of
                    registrant's principal executive offices)

                 REMIC Pass-Through Certificates, Series 1997-7
            (Title of each class of securities covered by this Form)

                                 Not Applicable
         (Titles of all other classes of securities for which a duty to
               file reports under section 13(a) or 15(d) remains)

      Please place an X in the box(es) to designate the appropriate rule
provision(s) relied upon to terminate or suspend the duty to file reports:

         Rule 12g-4(a)(1)(i)   [ ]           Rule 12h-3(b)(1)(ii)   [ ]
         Rule 12g-4(a)(1)(ii)  [ ]           Rule 12h-3(b)(2)(i)    [ ]
         Rule 12g-4(a)(2)(i)   [ ]           Rule 12h-3(b)(2)(ii)   [ ]
         Rule 12g-4(a)(2)(ii)  [ ]           Rule 15d-6             [x]
         Rule 12h-3(b)(1)(i)   [ ]

      Approximate number of holders of record as of the certification or notice
date: 30

      Pursuant to the requirements of the Securities Exchange Act of 1934,
Citicorp Mortgage Securities, Inc. has caused this certification/notice to be
signed on its behalf by the undersigned duly authorized person.


Dated as of:  January 30, 1998                BY:   /s/  Carol Koch
                                                 ---------------------------
                                                         Carol Koch
                                                         Assistant Secretary

Instruction:  This  form is  required  by Rules  12g-4,  12h-3  and 15d-6 of the
General Rules and  Regulations  under the  Securities  Exchange Act of 1934. The
registrant  shall file with the Commission three copies of Form 15, one of which
shall be manually signed.  It may be signed by an officer of the registrant,  by
counsel or by any other duly authorized person. The name and title of the person
signing the form shall be typed or printed under the signature.




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